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Gain exposure to the currencies of the BRIC countries—without market risk

3-Year MarketSafe BRIC CD

Known as the BRIC countries, many experts believe Brazil, Russia, India and China may become economic powerhouses in coming years. As attractive as these markets can be to investors, their volatile nature can carry significant financial risk. That's where our MarketSafe® BRIC CD comes in. We've combined the simplicity and financial security of traditional CDs with the potential upside performance of the currencies of the BRIC nations.1

MarketSafe BRIC CD
Offering Specifics
Term 3 Years
Minimum Deposit $1,500
Deposited Principal Protected1 100%
Deadline N/A
Issue Date N/A
Pricing Method Point-to-Point
FDIC Insured2 Yes

Why use a MarketSafe® BRIC CD for exposure to BRIC currencies?

You'll be able to take advantage of a potential market upside payment without the financial risk associated with holding foreign currencies.

How are MarketSafe BRIC CD returns calculated?

  • CD returns based on the value of the 4 BRIC currencies:
    • 25% - Brazilian real
    • 25% - Russian ruble
    • 25% - Indian rupee
    • 25% - Chinese renminbi
  • Held in U.S. dollars, your deposit will be protected if the BRIC currencies perform poorly against the dollar.
    • If the value of the BRIC currencies has gained upon maturity, you'll receive an upside payment.
    • If the value does not increase or decreases, you get 100% of your principal deposit back.
  • All calculated values will be denominated in U.S. dollars.
  1.  
  2. EverBank, EverTrade, the EverBank Infinity Sphere and EverBank logo, along with MarketSafe are proprietary service marks of EverBank. All rights reserved.

MarketSafe BRIC is not
offered at this time.

Important Disclosures

  1. Except in the event of death or adjudication of incompetence of the holder of the MarketSafe CD, you may not withdraw any part of the CD prior to maturity. If you do withdraw early, even if that is due to the death or adjudicated incompetency of the holder of the CD, you will NOT receive Principal Protection and will NOT benefit from any upside potential of the Reference Index, experiencing a loss of principal as an early withdrawal charge. Consult the Product Term Sheet and MarketSafe Terms and Conditions for details.

  2. EverBank is an FDIC insured federal savings association. The standard FDIC insurance amount of $250,000 is in effect through December 31, 2013. On January 1, 2014 the standard FDIC insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.