A high interest checking account with no monthly fee. Wow.

A high yield FDIC insured account that makes a difference

I'm interested in opening a high interest checking account at EverBank^®. What's my next step?

For more information call one of our Customer Care Specialists: 888.882.EVER (3837). Or apply online right now.

Real 24 hours, 7 day a week customer service

We realize that not all banking solutions are online, that's why we provide easy to access customer service. Just call 888.882.EVER (3837) and an EverBank^® Customer Care Specialist will be happy to help you with your banking needs.

1. Rate information as of 11/20/2009 12:00:00 AM. Competitor rates and terms and conditions can change at any time. Some competitor rates may vary by region. Sources for competitor information: bankofamerica.com, chase.com, citi.com, usbank.com.
2. FreeNet Checking is a tiered, variable rate account. All of our current ongoing yields and tiers may change without notice (current tiers and ongoing Annual Percentage Yields are: $100,000 and up 1.51% APY, $50,000 - $99,999.99 1.45% APY, $25,000 - $49,999.99 0.90% APY, $10,000 - $24,999.99 0.80% APY and under $10,000 0.76% APY). EverBank invites first-time FreeNet Checking account holders to enjoy a three month Bonus Interest Rate and New Account First Year APY offer on their new account. The Bonus Interest Rate that is offered at account opening (currently 2.51%) remains fixed for the first three months and applies to balances up to $100,000. If you have a balance of $100,000 or more, those additional funds will earn the variable ongoing APY for our highest tier (currently 1.51% APY) which may change anytime—even during the first three months. As required by law, we are disclosing a blended APY that combines the Bonus Interest Rate with the current ongoing rates to provide an estimated annualized figure, the New Account First Year APY, based on your average daily collected balance. However, this blended APY is not the exact APY that you would actually receive because the current ongoing rate will change periodically over the remaining 9 months of the First Year. Our New Account First-Year APYs are $50,000 - $99,999.99 1.72% APY, $25,000 - $49,999.99 1.31% APY, $10,000 - $24,999.99 1.23% APY and under $10,000 1.20% APY. The New Account First-Year APY for balances from $100,000 to $10,000,000 is best expressed as a range: 1.77 to 1.51%; higher balances are accepted. The minimum deposit to open the account is $1,500. Interest rates and APYs mentioned are accurate as of 11/20/2009 12:00:00 AM.
3. EverBank pledges to keep the yield on your account in the top 5% of competitive accounts as tracked in the Bankrate.com National Index^TM of leading banks and thrifts.
4. Customer must notify EverBank of reason for dissatisfaction within 30 days of 3-month anniversary. Limit one per household. New EverBank customers only. Not valid with any other EverBank offer. Minimum of 3 online bill payments over the 3-month period required. Then, if for any reason whatsoever you are not completely convinced that our FreeNet Checking Account is the best bank account in the nation, tell us about your experience. If you close your account within 30 days of your 3-month anniversary, we'll send you a check for $50.00 after we hear from you, as our way of saying "Thank You!" for giving us a try.
5. The FreeNet Checking Account offers optional Online Bill Pay. Online Bill Pay has no fee when you maintain a minimum average monthly balance of at least $5,000. Otherwise a $8.95 monthly fee is assessed for Online Bill Pay.
6. EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that the customer maintains a minimum $5,000 average monthly balance in their account.
7. Subject to credit approval.