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Investor's Opportunity Index CD

When you're seeking diversity and potential growth in your portfolio, the right combination of assets can be beneficial. That's the idea behind the Investor's Opportunity CD, a combination of 3 currencies from commodity-based markets and the addition of a well-established reserve currency. This strategic combination of currencies may provide a hedge against a declining dollar and exposure to the growing demand for world resources.

  • Investor's Opportunity Index CD

  • Four economies primed to grow. Their currencies combined in one CD.
  • Apply Now

Features of our Investor's Opportunity Index CD:

  • Available in 3- and 6-month terms.
  • Comprised of 4 currencies from growing economies:
  • Returns based on a fixed-interest rate and any changes in the values of the currencies that comprise the Index CD versus the U.S. dollar. If any of the currencies lose value versus the U.S. dollar, you could potentially experience a loss of principal.
  • No monthly account fees.
  • Open with a competitive minimum deposit of $20,000.
  • FDIC insured for bank insolvency.1

Your Investor's Opportunity Index CD Account includes the EverBank® Asset Manager Service Glossary, which automatically combines all of your banking, World Markets and other EverBank investment accounts into one relationship.

What should I consider before I open a foreign currency account at EverBank®?

We feel it's important to assess your tolerance for the risks associated with currency fluctuations. While FDIC insurance will protect you from bank failure up to $250,000 (until December 31, 2013), currency values can be affected by various geopolitical and economic influences and this can negatively and positively impact the amount of your deposit. We recommend that you carefully consider both the potential for currency appreciation (or loss) along with the rate of interest that you may earn when assessing the use of foreign currency products as part of a broadly diversified investment strategy.

We encourage you to use our foreign currency resources to educate yourself about currency investing and the factors that influence currency values.

What can you tell me about any risks associated with WorldCurrency® Index CD accounts?

While FDIC insurance will protect you from bank failure up to $250,000 (until December 31, 2013), it's important to understand that your deposit will be susceptible to losses or gains due to currency-price fluctuations. Various geopolitical and economic influences can affect a currency's value. We recommend that you carefully consider both the potential for currency appreciation (or loss) along with the rate of interest that you may earn when assessing the use of foreign currency products as part of a broadly diversified investment strategy.

I'm interested in opening a WorldCurrency Index CD account, what's my next step?

Please note: Not all investments are right for all investors. You should conduct your own research and/or consult with an investment advisor before making any investment.

  • Before opening a WorldCurrency® account, we recommend reading what to expect when opening a currency account to learn about currency conversion2 and other important trading procedures.
  • Once you select the currency offering that's right for you, apply online or call 800.926.4922 for more information.
  • For your protection, we require that you sign and mail your application along with a deposit.
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  2. EverBank, EverTrade, the EverBank Infinity Sphere and the EverBank logo, along with WorldCurrency and MarketSafe are proprietary service marks of EverBank. All rights reserved.