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Secure your business' large deposits with FDIC insurance up to $50 million
Insured Advantage Certificate of Deposit
Is your business seeking a , that is  for large denomination deposits? Then, the EverBank® Insured AdvantageSM Certificate of Deposit is worth investigating. Providing FDIC insurance on deposits up to $50 million1, our business and individual banking clients select this CD knowing that their deposits are protected. And earning high yields, too. Distinctly unique, since traditional CDs typically are FDIC insured for only $100,000—you'll also enjoy the convenience and efficiency of working with just one bank on large denomination deposits.


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You strategically anticipate every outcome. We offer protection from every angle.
Insured Advantage CDs can offer your business the following benefits:
  • FDIC insurance on deposits up to $50 million.
  • High-yield interest rates.
  • Convenience of working with one bank for amounts that aren't customarily FDIC insured at one location—no need to deal with several institutions or manage multiple accounts.
  • Open with a $10,000 minimum deposit.
  • Choice of terms from 3 months to 3 years.
  • Reminder sent to you 15 days prior to CD maturity.

  A high yield plus large deposit
FDIC insurance. A great match.		  
  1-Year CD 3.27%   Apply Now  


How can I be sure that an Insured Advantage CD is right for my business?
If you have funds that you won't need for a period of time and want FDIC protection for your large denomination deposits, then this CD might be right for you. While CDs are generally risk-free, one factor you might consider is liquidity—your business funds will be committed until maturity (penalties apply for early withdrawals). If liquidity is a necessity and you want FDIC insurance for deposits up to $100,000, then we encourage you to explore how our high yield Business Money Market Account could fit your needs.
We'd like to share how one non-profit organization used the Insured Advantage CD and other EverBank products to comprehensively meet their needs2 >

My business is interested in opening an Insured Advantage CD, what's my next step?
You can simply and easily open an Insured Advantage CD by applying online. For more information call
866.371.3831 Option 5.


  1. Insured Advantage Certificates of Deposit are offered in conjunction with the Certificates of Deposit Account Registry Service (CDARS) and allow FDIC insurance on certificates of deposit up to $50 million. Subject to availability based on CD term and participation limits. Placement is based on date and time of application approval and funding. Deposits above $100,000 receive FDIC insurance on the funding date which occurs each week on Thursdays or the first business day thereafter. Early withdrawal penalties apply. A minimum deposit of $10,000 is required to open the account. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.
  2. Images, quotes and scenarios are used for illustrative purposes only and are not meant to represent any actual EverBank customer.
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  4. EverBank, the EverBank Infinity Sphere and the EverBank logo along with Insured Advantage are proprietary service marks of EverBank. All rights reserved.