1. Neither Trilegiant Corporation, its credit information subcontractors, nor Alliance Marketing Association shall have any liability for the accuracy of the information contained in the credit reports or monitoring reports which you receive, including any liability for damages, direct or indirect, consequential or incidental. IdentitySecure is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating.
2. Daily monitoring will notify members of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to their credit reports as reported by any of the three major credit reporting agencies. If no information has been added or changed, then the member will receive a monthly notification stating that no information has changed within their credit file.
3. IdentitySecure monitors up to ten major credit/debit cards and your Social Security number on internet chat rooms. It is impossible to ensure that all internet chat rooms have been searched for your personal information. Accordingly, your monitoring alert reports may not contain or apprise you of all your personal information that is publicly available or that may have been compromised.
   
   All IdentitySecure services and benefits are provided by Trilegiant Corporation in conjunction with Alliance Marketing Association. Any part of the IdentitySecure service may be modified or improved at any time and without prior notice. IdentitySecure is a service mark of Trilegiant Corporation. Credit Alert is a registered service mark of Affinion Publishing, LLC.
4. The EverCard Visa Rewards Program and UChoose is provided by Points2U, which is not affiliated with EverBank, its subsidiaries and affiliates. The name "Points2U" is a trademark of Points2U. This is an optional program. Fees apply.