1. The Delivery Fee covers: shipping, insurance and handling fees.
2. The retail price paid to EverBank for Precious Metals will be within one percent of the "Available Price", which is the price that EverBank determines would be available to it from one or more third parties at a specific point in time. Exceptions may occur if EverBank agrees in its sole discretion to lock in your retail price prior to executing your purchase transaction. Available Prices are based in part upon certain published market prices. However, Available Prices are determined on a transaction-by-transaction basis and, therefore, are not published or otherwise publicly available.
3. EverBank Metals Select products are not deposits of EverBank, are not insured by the FDIC or any other government agency and the value of the holdings are not guaranteed, and are subject to significant risk, including the possible loss of principal due to market price movement. Investing in metals involves degrees of risk that make them unsuitable for certain individuals. You should carefully consider the suitability of such metals before making any decision.