Online Banking that delivers freedom to manage your finances
when, where and the way you want

A trip to the bank or even taking the time to bank online can be challenging. Especially when you're busy balancing business and personal schedules. With Mobile Banking, you can access your EverBank bank accounts anytime with just a few clicks on your internet-enabled cell phone.

There's no need to sign up for Mobile Banking. Mobile Banking is available to all users of our free Online Banking service at no additional charge.

• Check your account balances at anytime and anywhere plus view images of cleared checks
• Receive and pay your bills you've set up on the EverBank Online Financial Center (you must be enrolled in the optional Online Bill Pay service to use this function)
• View and immediately cancel pending payments (except for expedited bill payments)
• Transfer funds between EverBank accounts when you're on the go and don't have access to a computer
• Access your EverBank Platinum credit card account information and check your balance or make a credit card payment quickly and easily
• Enjoy seamless integration with your EverBank bank accounts in the EverBank Online Financial Center

How to access Mobile Banking

From your web-enabled cell phone, you can access Mobile Banking by typing: mobile.everbank.com in your cell phone internet browser bar. Since our Mobile Banking service is integrated with the EverBank Online Financial Center, you will use the same User ID and password you currently use to sign on and bank online.

iPhone users can sign on to the EverBank Online Financial Center through EverBank.com or at mobile.EverBank.com.

Mobile Banking security at EverBank

EverBank uses the most advanced industry-standard encryption technology available to prevent unauthorized access to your personal financial information. Account sign on entails the same strong authentication questions and photo you chose for the EverBank Online Financial Center on your computer. This provides you with assurance that you're accessing the correct online banking site. To avoid the authentication process, you may choose to register your phone with EverBank.

Mobile Banking is backed by our Web Safety Guarantee.

We think you'll like our approach to Online Banking. We don't feel that online access should be limited to a traditional brick and mortar approach. We've torn down those walls—and made the award-winning EverBank Online Financial Center the truly efficient and secure Online Banking solution you expect it to be. Get all of the following Online Banking features at no charge and with no required minimum account balances:

1. View all EverBank accounts as well as those at other financial institutions from one site.
2. View your World Markets portfolio and balances (in U.S. dollars) plus open new WorldCurrency CDs and money market accounts.
3. Stay on top of your financial goals with a comprehensive overview of all of your assets and liabilities with the external account aggregation service.
4. Transfer funds between your EverBank and non-EverBank accounts.


5. Receive alerts on any account you've set up in the EverBank Online Financial Center.
6. Review up to 24-months of account history and activity for all EverBank and non-EverBank accounts you've set up to view on the site.
7. Receive and view your account statements online.
8. View images of your checks on your computer or through your cell phone with Mobile Banking.
9. Service your bank accounts: set account preferences, stop checks, pay your EverBank Credit Card, re-order checks.
10. Download account information to Microsoft^® Money or Quicken.
11. View your non-FDIC insured EverTrade^® Direct Brokerage² accounts: account balances, positions, transactions, executed and pending trades, including access to news and research.

Saving time and money is appealing to you. And we've approached the Online Bill Pay option with that in mind. Plus there's no fee to pay your bills online when you maintain a $1,500 minimum average monthly account balance in your FreeNet^® Checking Account (otherwise it's only $4.95 per month). And with our electronic bill presentment service (eBills), you'll find not only great timesaving features, but also efficient organizational resources.

1. Decrease your paperwork—and impact on the environment—by setting up to receive your bills electronically. We'll e-mail you when a new bill arrives, then simply sign on, review and make a payment. You can reduce paperwork even further by signing up for eStatements and receive your monthly account statements online instead of waiting for them to come through the mail.
2. Choose how you want to pay your bills. Set up to automatically pay full balances or minimum payments on recurring bills. Or, manually pay one-time or recurring charges.
3. Save time and money by paying your bills with just a few clicks and using fewer stamps and envelopes.
4. Establish customized categories and reports to help you better manage your bills and to best meet your unique needs.
5. Reduce the threat of identity theft by replacing paper invoices and checks with electronic versions. The majority of identity theft occurs through traditional methods (mail, lost or stolen wallets, etc.) not online.
6. Search and view bill payment records by payee or period of time for the previous 24 months.
7. Access a smart calendar that calculates anticipated bill payment delivery dates.

A comprehensive snapshot of your current financial picture—from assets to liabilities—can be an essential tool to support your financial goals. EverBank empowers you to set up the EverBank Online Financial Center to view and manage your financial accounts at EverBank and other financial institutions—at no charge.

• View and transfer funds between your EverBank and non-EverBank accounts
• Analyze at a glance the details of your financial situation, such as assets, liabilities, spending activities and wealth building efforts
• Protect your finances by monitoring all of your accounts for suspicious activities from just one user ID and password
• Access contact information for financial institutions that hold your accounts

Simplify managing your World Markets accounts

• View your World Markets account portfolio and account information online
• Place currency trade instructions for your WorldCurrency^SM Access Deposit Account quickly and easily
• Communicate single foreign currency CD and Index CD maturity instructions at anytime

Manage your non-FDIC insured EverTrade Direct Brokerage accounts more efficiently

• Place trades online quickly while still maintaining the option to have personal trading assistance
• Conduct research online to help make smart investing decisions
• Move funds between your EverTrade accounts and those at other financial institutions

When you conduct business in today's economy, being flexible can make a difference. EverBank recognizes how important it is to accommodate the changing needs of a growing business. That's why we offer a range of secure and cost efficient Business Online Banking solutions.

EverBank Online Financial Center

A no-cost Online Banking solution available to businesses and organizations with limited transactional requirements.

Business Online Banking

A competitively priced Online Banking solution that offers flexibility for businesses and organizations with more complex financial needs.

For more information on how EverBank can help you with your business banking needs, see the Online Banking Solutions for businesses webpage or call a Business Relationship Specialist at 866.371.3831 (option 5) today.

You're careful with your money and identity. And safeguarding access to it is our primary concern. From phishing to identity theft issues, we meet security risks head-on with strong authentication processes and comprehensive technology solutions. That's why our Online Banking security measures make a difference. And that's why when our customers bank online, they're confident that their finances are secure.

• Secure access to Online Banking from EverBank.com
• Confidently sign on with visual cues and confirmation questions—assuring you that it's safe to enter your information
• Option to register your computer, so we know it's you accessing your financial information
• Backed by our Web Safety Guarantee
• Account number masking prevents others from obtaining that information while you are signed on and viewing your accounts