EverBank

An interest checking account that keeps beating the competition.
When comparing features and benefits of interest checking accounts, most banks don't come close. We deliver an unrivaled bonus rate. Plus we pledge you'll always earn a yield among the top 5% of competitive accounts at leading banks.² That's an assurance you won't find at other banks.

Go ahead and compare us with other banks—you'll appreciate our difference.

Rates as of 3/12/2010 12:00:00 AM¹

New Accounts	Bonus Rate
First 3 months	2.25%
Account Balance	First-year APY
$50,000 - $99,999	1.46%

$25,000 - $49,999	1.43%

$10,000 - $24,999	1.09%

$9,999 or less	1.02%

Annual Percentage Yield (APY)

Recognized as the "Best."
Open a FreeNet Checking^® Account and you can stop wondering if you could have done better. That's what customers experience with us. We're an award-winning bank that delivers high yields and value added services like free online banking and 24/7 customer service. And the experts think we're doing a great job too.

"Best of the Breed"
Money Magazine and CNNMoney.com
August 2007

"Best Checking Account"
Kiplinger's Personal Finance Magazine
November 2006

FreeNet Checking is a tiered, variable rate account. All of our current ongoing yields and tiers may change without notice (current tiers and ongoing Annual Percentage Yields are: $100,000 and up 1.26% APY, $50,000 - $99,999.99 1.20% APY, $25,000 - $49,999.99 1.16% APY, $10,000 - $24,999.99 0.70% APY and under $10,000 0.61% APY). EverBank invites first-time FreeNet Checking account holders to enjoy a three month Bonus Interest Rate and New Account First Year APY offer on their new account. The Bonus Interest Rate that is offered at account opening (currently 2.25%) remains fixed for the first three months and applies to balances up to $100,000. If you have a balance of $100,000 or more, those additional funds will earn the variable ongoing APY for our highest tier (currently 1.26% APY) which may change anytime—even during the first three months. As required by law, we are disclosing a blended APY that combines the Bonus Interest Rate with the current ongoing rates to provide an estimated annualized figure, the New Account First Year APY, based on your average daily collected balance. However, this blended APY is not the exact APY that you would actually receive because the current ongoing rate will change periodically over the remaining 9 months of the First Year. Our New Account First-Year APYs are $50,000 - $99,999.99 1.46% APY, $25,000 - $49,999.99 1.43% APY, $10,000 - $24,999.99 1.09% APY and under $10,000 1.02% APY. The New Account First-Year APY for balances from $100,000 to $10,000,000 is best expressed as a range: 1.51 to 1.26%; higher balances are accepted. The minimum deposit to open the account is $1,500. Interest rates and APYs mentioned are accurate as of 3/12/2010 12:00:00 AM.
EverBank pledges to keep the yield on your account in the top 5% of competitive accounts as tracked in the Bankrate.com National Index^TM of leading banks and thrifts.
Rate information as of 3/11/2010 12:00:00 AM. Competitor rates and terms and conditions can change at any time. Some competitor rates may vary by region. Sources for competitor information: bankofamerica.com, chase.com, citi.com, usbank.com, ingdirect.com.
EverBank, the EverBank Infinity Sphere and the EverBank logo along with FreeNet and Yield Pledge are proprietary service marks of EverBank. All rights reserved.