EverBank

A high-yield money market account that keeps beating the competition.
Compare features and benefits of high interest money market accounts—you'll see most banks don't come close to EverBank^®. Our high yields surpass many banks' high yields—by far. We deliver an unrivaled bonus rate. Plus, we pledge you a yield in the top 5% of competitive accounts.² That's an assurance you won't find at other banks.

Go ahead and compare us with other banks—you'll appreciate our difference.

Rates as of 11/20/2009 12:00:00 AM¹

New Accounts	Bonus Rate
First 3 months	2.51%
Account Balance	First-year APY
$50,000 or less	1.77%

Annual Percentage Yield (APY)

Recognized as the "Best"
Open a Yield Pledge^SM Money Market Account and you can stop wondering if you could have done better. That's what customers experience with us. We're an award-winning bank that delivers high yields and value added services like free online banking and 24/7 customer service. And the experts think we're doing a great job too.

"Best of the Breed"
Money Magazine and CNNMoney.com
August 2007

Get the Best
Experience some of the best yields on a money market account. Take the next step and APPLY NOW

Yield Pledge Money Market is a variable rate account. Our current ongoing yield may change without notice and the Annual Percentage Yield for all balances is currently 1.51% APY. EverBank invites first-time Yield Pledge Money Market account holders to enjoy a three month Bonus Interest Rate and New Account First-Year APY offer on their new account. The Bonus Interest Rate that is offered at account opening (currently 2.51%) remains fixed for the first three months and applies to balances up to and including $50,000. If you have a balance over $50,000: those additional funds will earn the variable ongoing APY of 1.50%, which may change at anytime—even during the first three months. As required by law, we are disclosing a blended APY that combines the Bonus Interest Rate with the current ongoing rates to provide an estimated annualized figure, the New Account First Year APY, based on your average daily collected balance. However, this blended APY is not the exact APY that you would actually receive because the current ongoing rate will change periodically over the remaining 9 months of the First Year. Our New Account First-Year APY up to $50,000 is 1.77% APY. The New Account First-Year APY for balances from $50,001 to $10,000,000 is best expressed as a range: 1.77%-1.51%; higher balances are accepted. The minimum deposit to open the account is $1,500. In any month that your average monthly balance falls below $5,000, an $8.95 monthly fee applies. Fees may reduce earnings. Interest rates and APYs mentioned are accurate as of 11/20/2009 12:00:00 AM.
EverBank pledges to keep the yield on your account in the top 5% of competitive accounts as tracked in the Bankrate.com National Index^TM of leading banks and thrifts.
Rate information as of 11/20/2009 12:00:00 AM. Competitor rates and terms and conditions can change at any time. Some competitor rates may vary by region. Sources for competitor information: bankofamerica.com, usbank.com, ingdirect.com, chase.com.
Bank of America: No monthly maintenance fee when you link to a Bank of America Advantage Checking or Advantage with Tiered Interest Checking (fee waiver applies to first two linked money market accounts), or maintain a minimum balance of $5,000 or more in your account. Otherwise, the monthly maintenance fee is $10.
US Bank: No monthly service fee for customers who keep a $1,000 minimum daily ledger balance.
ING Direct: No monthly service fee.
Chase: Customers receive relationship rates when their money market account is linked to an active Chase Premier Checking account or an active Chase Premier Platinum Checking account. Otherwise, non-relationship rates apply. Non-relationship rate is shown in this example.
Chase: No monthly service fee when linked to Chase Premier Platinum Checking or Chase Premier Checking or when keeping a $15,000 minimum daily balance.
EverBank, the EverBank Infinity Sphere and the EverBank logo along with Yield Pledge are proprietary service marks of EverBank. All rights reserved.

First-year Annual Percentage Yield on balances below $50,000


Feature Comparison
Account Details	B of A Growth Money Market Savings Account³	EverBank Yield Pledge Money Market Account
3-month Bonus Rate	No	2.51%

First-year APY	0.65%	1.77%

Yield Pledge^SM	No	Yes

Minimum Opening Balance	$25⁴	$1,500

Monthly Service Fee	$10⁴	$8.95*

*None when $5,000 minimum balance is maintained.

First-year Annual Percentage Yield on balances below $50,000


Feature Comparison
Account Details	US Bank^® Money Market Account³	EverBank Yield Pledge Money Market Account
3-month Bonus Rate	No	2.51%

First-year APY	0.40%	1.77%

Yield Pledge^SM	No	Yes

Minimum Opening Balance	$100	$1,500

Monthly Service Fee	$10⁵	$8.95*

*None when $5,000 minimum balance is maintained.

First-year Annual Percentage Yield on balances below $50,000


Feature Comparison
Account Details	ING Direct Orange Savings Account³	EverBank Yield Pledge Money Market Account
3-month Bonus Rate	No	2.51%

First-year APY	1.30%	1.77%

Yield Pledge^SM	No	Yes

Minimum Opening Balance	$0	$1,500

Monthly Service Fee	$0⁶	$8.95*

*None when $5,000 minimum balance is maintained.

First-year Annual Percentage Yield on balances below $50,000⁷


Feature Comparison
Account Details	Chase Plus Savings^SM³	EverBank Yield Pledge Money Market Account
3-month Bonus Rate	No	2.51%

First-year APY	0.25%⁷	1.77%

Yield Pledge^SM	No	Yes

Minimum Opening Balance	$100	$1,500

Monthly Service Fee	$20⁸	$8.95*

*None when $5,000 minimum balance is maintained.

Are you ready to experience high yields on your money market account?
Then take the next step and APPLY NOW