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The Home Affordable Refinance Program (HARP) is part of the government's Making Home Affordable program that is geared to borrowers who are making timely mortgage payments but have been unable to refinance due to low home equity. Not all loans are eligible.
Customer must qualify for program based upon eligibility requirements set forth by HARP. Loans with subordinate financing may have additional eligibility requirements. Freddie Mac and Fannie Mae have adopted changes to HARP and you may be eligible to take advantage of these changes. If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP.
You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites: www.freddiemac.com/mymortgage or www.fanniemae.com/loanlookup.
EverBank is not affiliated with the U.S. Government, Freddie Mac or Fannie Mae.
EverBank® Metals Select® products:
Purchasing or owning metals involves degrees of risk that make them unsuitable for certain individuals. You should carefully consider the suitability of such metals before making any decision. Please refer to "Metals Select Accounts" in your Account Terms, Disclosures and Agreements Booklet for additional information.
The above Interest Rates (Rates) and Annual Percentage Yields (APYs) are accurate as of 4/11/2014 12:00:00 AM. Since this is a tiered, variable Rate account, the Rates, APYs and tiers could change without notice. Current tiers and ongoing APYs are: $100,000 and up 0.61% APY, $50,000 - $99,999.99 0.56% APY, $25,000 - $49,999.99 0.46% APY, $10,000 - $24,999.99 0.41% APY and under $10,000 0.30% APY. At this time, we are pleased to be offering a six-month Bonus Interest Rate and New Account First Year APY to first-time holders of our Yield Pledge® Checking Account. Keep in mind the Bonus Interest Rate may not be applied to funds transferred from another EverBank® account. Fixed for the first six months, the Bonus Interest Rate (currently 1.10%) will apply to balances up to $100,000. Funds in excess of $100,000 will earn the variable ongoing APY for our highest tier (currently 0.61% APY), which may change anytime- even during the first six months. The New Account First Year APY is actually a blended APY that combines the Bonus Interest Rate with the current ongoing Rates. The law requires that we calculate this blended APY for you, so that you have an estimated annualized figure that is based on your average daily collected balance. This isn’t the exact APY you will earn since our current ongoing Rates will change periodically over the last six months of your First Year. The New Account First-Year APYs are $50,000 - $99,999.99 0.83% APY, $25,000 - $49,999.99 0.78% APY, $10,000 - $24,999.99 0.76% APY and under $10,000 0.70% APY. The New Account First-Year APY for balances from $100,000 to $10,000,000 is best expressed as a range: 0.86 to 0.61%; higher balances are accepted. The required minimum opening deposit is $1,500. Fees may reduce earnings.
National Average APY information as of 4/10/2014 12:00:00 AM, as tracked in Bankrate.com's BRM National Index. National Average APYs and terms and conditions can change at any time.
Competitor APY information as of 4/10/2014 12:00:00 AM, provided by Market Rates Insight. Competitor APYs and terms and conditions can change at any time. Some competitor rates may vary by region.
EverBank is an FDIC insured savings bank. EverTrade Direct Brokerage, Inc. is a subsidiary of EverBank. Investment products and services are provided by EverTrade Direct Brokerage, Inc. and:
EverTrade Direct Brokerage, Inc. is a registered SEC broker/dealer and FINRA/SIPC member. www.finra.org