You can never be too protected, and FDIC insurance is your safety net in the unlikely event of bank failure. Today's standard limit on FDIC coverage is set at $250,000 per depositor, per insured bank, for each account ownership category. By opening different accounts using varying ownership categories, you can easily expand your coverage.
EverBank & TIAA
Please note: EverBank® is a division of TIAA, FSB. TIAA, FSB also offers deposit accounts through its TIAA Direct® division. EverBank and TIAA Direct accounts are considered together when determining deposit insurance coverage under applicable FDIC regulations.
FDIC Online Resources