There's no rate crystal ball,

But there is an answer

Start Earning More Now

Start Earning More Now

3.5-Year Bump Rate CD

There’s always the possibility of rate remorse when locking up money in a CD. Should rates begin to rise, you’re out of luck, while others get to benefit. Well, we’re doing something to fix that with our Bump Rate CD. Open yours today and enjoy an extra degree of confidence and comfort. Should rates start to rise over the term, you’ll have the opportunity to request a one-time rate bump, thus locking in an even higher level of earnings.2 No, we can’t predict the future, but we can plan for it.

Key Features
  • Optional 1-time rate bump2
  • May only hold one Bump Rate CD at a time
  • Automatic rollover
  • IRA eligible
  • $1,500 to open ($250K maximum)
Already have a Bump Rate CD?

Call 1.888.882.3837 anytime to request your one-time rate bump.

Calculate Your Earnings
Today's APY
2.10%
On Balances Up to $250K1
2.10%
Today's APY
On Balances Up to $250K1
Minimum Earnings
Earnings are illustrative and based on a CD held to maturity. Actual earnings may differ based on rounding factors and potential one-time rate change.1

CDS AT A GLANCE

With Options Come Opportunity. Let’s Find Yours Today.

When it comes to CDs, we pretty much have every need covered. Compare our offering now to find the solutions that fit best with your savings goals.

Features Yield Pledge® CD  Bump Rate CD  Basic CD 
Range of terms Yes Yes
Guaranteed high yield Yes
1-time rate bump option Yes
IRA eligible Yes Yes Yes
Minimum opening deposit $5,000 $1,500 $1,000

Your Money's Going to Thank You

Got five minutes? That's about all the time you'll need to run through our quick and seamless online account application.

  1. Apply

    Open online with ease

  2. Fund Account

    Send an opening deposit—mail, mobile deposit3, online transfer

  3. Start Banking

    Set up online banking & watch your money grow

Open an Account
Screenshot of the EverBank Online Application