Checkmate

In just one move

Yield Pledge® Checking

Our high yield checking account was created out of a unique-to-the-banking-world frame of mind. That, yes, a checking account could deliver the perfect mix of everyday convenience, full financial control and bold returns. The result is a kind of financial nirvana all backed by our Yield Pledge promise to keep your yield in the top 5% of Competitive Accounts, always. Checkmate.

Rates

Each and every penny you send our way will earn a top yield. And thanks to our tiered rate system, the more you send, the higher your yield may climb. Get a 6-month bonus to start. After that, our top 5% promise3 goes to work and will keep your yield high and money growing. We call that an opportunity on top of an opportunity.

All interest rates and Annual Percentage Yields (APYs) are accurate as of 4/18/2014 12:00:00 AM and are subject to change at any time.

First-time Checking Client1
Balances Bonus* 1st-yr APY
$0 - $9,999 1.10% 0.70%
$10,000 - $24,999 1.10% 0.76%
$25,000 - $49,999 1.10% 0.78%
$50,000 - $99,999 1.10% 0.83%
$100,000 - $10,000,000 * 0.86% - 0.61%

* Earn bonus rate on balances up to $100K for first 6 months

Ongoing Rates1
Balances Rate APY
$0 - $9,999 0.30% 0.30%
$10,000 - $24,999 0.41% 0.41%
$25,000 - $49,999 0.46% 0.46%
$50,000 - $99,999 0.56% 0.56%
$100,000 - $10,000,000 0.61% 0.61%

Online & mobile banking

The farther you go in life, the more you need our convenient online & mobile banking solutions in your pocket. From day-to-day tasks like online transfers to one-password access to all of your finances including net worth, our Online Financial Center will keep you connected and in full financial control, 24/7.
online & mobile banking >


easy deposits

We've made putting money into an account almost as easy as getting it out. There are online, mobile and paper methods for sending us a check. Make one-time or recurring deposits via online transfer. Or set up direct deposit to start earning interest without delay.
easy deposits >


ATM Freedom

It's your money. Why should you have to pay to get it? Use ATMs across the country and never pay an EverBank ATM fee. Better yet, keep your balance above $5,000, and we'll pay you back 100% of the fees charged by other U.S. banks.4 By not nickel and diming you, you're able to maximize on our high yield advantage.
atm freedom >


More Opportunities

We don't believe in limiting your money's potential. For that reason, we've also extended our Yield Pledge® promise to our other popular bank accounts. Discover them today.