EverCard® Visa Platinum® Credit Card

Cash or points, the choice is yours

Get rewarded with the card created exclusively for EverBank clients and the valued participants of our parent company, TIAA. Our rewards card comes with a competitive rate, the latest chip card technology, and our rewards program with the choice of earning cash back or points on every eligible purchase you make. Are you ready to reap the rewards? Apply for your new card today.1

Credit Card

Compare Rates

One good decision deserves another. So when you get an EverBank deposit account, be sure to also get the credit card that gives back. Along with our rewards program, you'll also get a highly competitive rate that frequently tops the competition.

Quick Rate Compare3

Variable Annual Percentage Rates (APRs)

EverBank 10.75%
Discover 10.99%
Chase 12.99%
Citi 12.99%
National Avg 16.12%

Additional Rate Details >

Earn Cash or Points

With our rewards program, you choose the rewards. You can earn cash rewards or accumulate points on every eligible purchase you make.2

Cash Rewards

Earn 1% cash rewards for every dollar you spend on eligible purchases. Each month you'll automatically receive a cash rewards credit to your account, or you can manually redeem your cash rewards by going to everbank.com/cashrewardsw.
Bonus cash rewards are available from participating retailers.

Point Rewards

Earn 1 point for every dollar you spend on eligible purchases. Points can be redeemed for merchandise, gift cards from leading retailers and restaurants, and various travel expenses. Bonus points are available from participating retailers.

Redeem Points

Do you have some points burning a hole in your pocket? Shop today in our online rewards catalog.
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Annual fee $0
Balance transfer (amount of each transfer) 3.0% (max: $50.00)
Cash advance (amount of each advance) Greater of $2.50 or 2.5%
International transaction 2.0% of the amount of each transaction
Late payment (account balances of $1,000 to $2,000) $15
Late payment (account balances above $2,000) $25
Over the credit limit $0
Returned payment up to $25

Additional Fee Details>

credit reports

Your credit is a valuable thing. And to ensure that your credit is accurate and up-to-date, federal law entitles you to a free copy of your credit report annually from each of the three nationwide credit reporting bureaus. You can request all three of your reports at one time or space out your requests over the course of the year.
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