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Important Disclosures

1. The Non-Profit Checking Account is a tiered, variable rate account. The quoted Annual Percentage Yields (APYs) and interest rates are accurate as of 4/20/2018 12:00:00 AM. APYs, interest rates and tiers are subject to change without notice. If your average daily balance is within a tier, then your entire balance will have that corresponding APY and interest rate. Current APYs, interest rates and tiers are as follows: 0.61% APY/interest rate for balances of $100,000 and up; 0.51% APY/interest rate for $50,000 - $99,999.99; 0.41% APY/interest rate for $25,000 - $49,999.99; 0.36% APY/interest rate for $10,000 - $24,999.99; and 0.20% APY/interest rate for balances under $10,000. The required minimum opening deposit is $1,500. For any month in which the account's average daily balance falls below $5,000, a $14.95 fee applies. Fees may reduce earnings.

2. Must be an existing EverBank client to enroll in Online Check Deposit or Remote Deposit Capture. For information on crediting of deposits, the availability of funds for withdrawals and other transactions, see the Funds Availability Disclosure and the Imaged Deposits Service section of the Business and Non-Personal Account Terms, Disclosures and Agreements Booklet. Subject to approval.

3. Federal regulation limits this account to 6 transfers or withdrawals per month, for most types of transfers and withdrawals. Certain transfers and withdrawals are not subject to this limit. See Business and Non-Personal Account Terms, Disclosures and Agreements Booklet for details. Withdrawals and transfers above this limit are subject to a fee. We may close or convert your account to a checking account for repeated occurrences.

4. The Business Money Market Account is a tiered, variable rate account. The quoted Annual Percentage Yield (APYs) and interest rates are accurate as of 4/20/2018 12:00:00 AM. APYs, interest rates and tiers are subject to change without notice. If your average daily balance is within a tier, then your entire balance will have that corresponding APY and interest rate. Current APYs, interest rates and tiers are as follows: 0.75% APY/interest rate for balances of $1,000,000 and up; 0.61% APY/interest rate for $100,000-$999,999.99; 0.46% APY/interest rate for $10,000-$99,999.99; and 0.35% APY/interest rate for balances less than $10,000. The required minimum opening deposit is $1,500. For any month in which the account's average daily balance falls below $5,000, a $14.95 monthly fee will be applied. Fees may reduce earnings.

5. Must be an existing EverBank client eligible to enroll in Online Check Deposit using our downloadable Android or Apple mobile banking app. For information on crediting of deposits, the availability of funds for withdrawals and other transactions, see the Funds Availability Disclosure and the Imaged Deposits Service section of the Business and Non-Personal Account Terms, Disclosures and Agreements Booklet. Subject to approval.

6. By downloading and installing Trusteer Rapport you agree with all Trusteer terms and conditions. We are not responsible for, nor do we guarantee, the content or services associated with this product. All problems, questions or concerns regarding Trusteer Rapport should be directed to www.trusteer.com/support.

7. EverBank's Web Safety Guarantee provides 100% protection for any funds lost due to unauthorized Online Use or an EverBank mistake. Online Use means any service which is used to initiate monetary transactions using the Online Financial Center, Business Online Banking, Online Bill Pay and Mobile Banking. Mobile Banking includes banking from web-enabled phones and other mobile devices. EverBank mistakes are limited to errors made solely by EverBank, and do not include those caused partly or entirely by (a) inaccurate or incomplete information provided by you, (b) your misuse of our services or systems, or (c) your failure to comply with all terms of our agreements with you. For more information about your responsibilities, please see the Online Banking Service Agreement and the Web Safety Guarantee section in the Account Terms, Disclosures and Agreements Booklet.