Business Credit Card

Get credit for making a wise business decision

Reward your business with the card created exclusively for our clients. It comes with a competitive rate and our free rewards program with the choice of earning cash back or points on every eligible purchase you make. It also provides the financial controls and protections any smart business owner can get behind. For our valued clients, this is yet another perk of doing business with us.1

Credit Card

Manage Daily Expenses

More than just access to credit, our card gives you the tools to manage your business finances with greater efficiency. This way you can stay on top of your business costs while you pursue profit.


Business Travel Protection

It's easier to travel more confidently when you know that our card has got your back. That way you can focus more on work and less on the hassles of travel.


Earn Cash or Points

With our rewards program, you choose the rewards. You can earn cash back rewards or accumulate points on every eligible purchase you make.2

Cash Back Rewards

Earn cash back rewards for every dollar you spend on eligible purchases. Each month you'll automatically receive a cash back rewards credit to your account, or you can manually redeem your cash back rewards by going to everbank.com/cashrewardsw. Bonus cash back rewards are available from participating retailers.

Point Rewards

Earn points on all of your eligible purchases. Points can be redeemed for merchandise, gift cards from leading retailers and restaurants, various travel expenses, and more. Shop today in our online rewards catalogw. Bonus points are available from participating retailers.


Rates & fees

Rates
Annual Percentage Rate (APR) for purchases 13.50%
APR for cash advances 22.50%
Fees
Annual fee $0
Cash advance fee per transaction Equal to the greater of $2.50 or 2.5% of the advance
Late fee None on account balances less than $1000
$15 on account balances of $1000 to $2,000
$25 on account balances of more than $2,000
Overlimit fee $0
Returned check fee $25
Copy fee $5.00 per statement
$2.00 per transaction sales slip
Research fee $25 per hour