Rates on our WorldCurrency Access® Deposit Account are variable.1
All interest rates, Annual Percentage Yields (APYs) and Monthly Maintenance Fees are accurate as of 2/23/2018 12:00:00 AM.
*This account accrues a 0.17% monthly maintenance fee (2% annually).4
Not all WorldCurrency® accounts pay interest. Single currency CDs and multi-currency CD Baskets generally offer a fixed interest rate. Certain WorldCurrency Access® accounts earn interest. Interest earned will be calculated and credited in the account's denominated currency. Please visit our website for current rates and minimum balances to earn interest.
The WorldCurrency Access Deposit Accounts are tiered, variable rate accounts. The quoted interest rates and Annual Percentage Yields (APYs) are accurate as of 2/23/2018 12:00:00 AM. All interest rates, APYs, and tiers are subject to change without notice. The stated interest rates and APYs do not reflect any potential gains or losses associated with fluctuations in the market price of currency on deposit. Interest will be calculated and credited in the foreign currency in which the account is denominated. The required minimum opening deposit is $2,500 USD. Fees may reduce earnings.
This account is denominated or partially denominated in a Non-Deliverable Currency ("NDC"). EverBank cannot deliver NDCs to you. We cannot send you such currencies in physical form, by check, by wire or through any other method. This means that, if you open a NDC Account, you will be able to withdraw your funds only in U.S. dollars. If the NDC Exchange Rate that we can provide to you when you withdraw funds is less favorable to you than when you opened your NDC Account, you will lose money. Do not open a NDC Account if you cannot afford this risk of loss. See the Specific Terms - WorldCurrency® Deposit Accounts section in your Account Terms, Disclosures and Agreements Booklet for more information.
Any monthly maintenance fee charged to your account will be disclosed to you on your rate sheet at the time that you open your account, or on a separate disclosure that we will provide to you at least 30 days prior to imposing or changing any monthly maintenance fee. In addition, any monthly maintenance fee will be charged in the Foreign Currency in which the applicable WorldCurrency Access Deposit Account is denominated. See your Account Terms, Disclosures and Agreements Booklet for additional information regarding the monthly maintenance fee.