Financing solution

Commercial Real Estate

We partner with commercial real estate brokers to provide a variety of customized on-balance sheet financing solutions for stabilized multifamily and commercial properties nationwide, while bringing a deep level of expertise, reliable and fast service, and competitive rates and terms to every deal we close.

Competitive programs

Get positioned to cover more ground

Financing options that grow with you

EverBank’s Commercial Real Estate division offers streamlined acquisition, refinance and construction take-out options for multifamily properties with fifteen plus units. Our financing experts maintain relationships with national and regional mortgage brokerage companies across the country and can help you cover more ground and close deals efficiently to meet your clients’ unique needs and goals.

Property types

  • 15+ unit residential
  • Mixed use
  • Manufactured housing
  • Student housing

Products & structures

  • Fixed, floating, reset and hybrid rate options
  • Low cost transactions with limited escrows
  • Flexible (step down) prepayment options
  • Non and partial recourse options available
  • Interest only structures available
  • Cash-out options
  • Extended forward rate lock (up to 12 months)

Program details

  • Transaction size

    $2M - $50M+
  • Loan terms with balloon note structure

    3 - 10 YRS
  • Loan terms if fully amortizing

    UP TO 15 YRS
  • Amortization

    UP TO 30 YRS
  • Max. LTV

  • Min. Debt Service Coverage Ratio

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Business banking solutions

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Solutions spotlights

Put our expertise to work for you

With proven solutions across a variety of property types, we’re ready to take on your next project.



Cash-out refinance

65% LTV; 10 yr term; 30 yr amort. 

Hebron, Kentucky

Student housing



55% LTV; 5 yr term; 5 yr I/O; 30 yr amort. 
Partial recourse

Fayetteville, Arkansas



Cash-out refinance

53% LTV; 5 yr term; 25 yr amort. 

Tucson, Arizona 



Cash-neutral refinance

61% LTV; 5 yr term; 1 yr I/O; 30 yr amort. 

Burr Ridge, Illinois

Self storage


Cash-out refinance

65% LTV; 10 yr term; 30 yr amort. 

Santa Maria, California 



Construction Takeout

55% LTV; 10 yr term; 30 yr amort.
Partial recourse

North Hollywood, California 

Our commitment

Your success is our priority.

Expertise & service

Our knowledgeable and dedicated professionals have the regional and property expertise to structure the right deal for you.

Fast & reliable

For speed and certainty of execution, depend on us to deliver as promised and as quickly as possible—no surprises.

Customized solutions

We offer a full suite of flexible financing options to best fit each customer's needs and help you close the transaction.

Information to keep in mind

    • With commercial real estate transactions, additional fees and closing costs such as insurance and/or appraisals may apply. You will be provided closing costs throughout the closing process. Some property types may not qualify. Some applications may require additional information or consideration. Product terms and conditions are subject to change. Each proposed product is subject to EverBank’s approval process. Normal credit standards apply.