Financing solution
Commercial Real Estate
We partner with commercial real estate brokers to provide a variety of customized on-balance sheet financing solutions for stabilized multifamily and commercial properties nationwide, while bringing a deep level of expertise, reliable and fast service, and competitive rates and terms to every deal we close.
Competitive programs
Get positioned to cover more ground
Financing options that grow with you
EverBank’s Commercial Real Estate division offers streamlined acquisition, refinance and construction take-out options for multifamily properties with fifteen plus units. Our financing experts maintain relationships with national and regional mortgage brokerage companies across the country and can help you cover more ground and close deals efficiently to meet your clients’ unique needs and goals.
Property types
- 15+ unit residential
- Mixed use
- Manufactured housing
- Student housing
Products & structures
- Fixed, floating, reset and hybrid rate options
- Low cost transactions with limited escrows
- Flexible (step down) prepayment options
- Non and partial recourse options available
- Interest only structures available
- Cash-out options
- Extended forward rate lock (up to 12 months)
Program details
Transaction size
$2M - $50M+Loan terms with balloon note structure
3 - 10 YRSLoan terms if fully amortizing
UP TO 15 YRSAmortization
UP TO 30 YRSMax. LTV
75%Min. Debt Service Coverage Ratio
1.25x
Your source for turn-key solutions
EverBank’s Commercial Real Estate division offers streamlined acquisition, refinance and construction take-out options for multi-tenant properties. Our financing experts maintain relationships with national and regional mortgage brokerage companies across the country to help borrowers close deals efficiently and in line with their unique needs and goals.
Property types
- Warehouse
- Industrial
- Self storage
- Office
- Retail
- Medical office
Products & structures
- Fixed, floating, reset and hybrid rate options
- Low cost to close
- Interest only structures available
- Flexible (step down) prepayment options
- Non and partial recourse options
- No reserve requirements
- Cash-out options
- Extended forward rate lock up to 12 months
Program details
Transaction size
$2M - $50M+Loan terms with balloon note structure
3 - 10 YRSLoan terms if fully amortizing
UP TO 15 YRSAmortization
UP TO 30 YRSMax. LTV
70%Min. Debt Service Coverage Ratio
1.30x
Multiple options for single tenant properties
EverBank’s Commercial Real Estate division is a financing leader for single tenant properties through preferred mortgage brokers nationwide. With decades of experience in the field and lending capabilities for acquisition, refinance and construction take-out ranging from $2 million up to $50 million, our financing experts can structure the right solution for your clients’ project.
Property types
- Warehouse
- Industrial
- Office
- Retail
- Medical Office
Products & structures
- Fixed, floating, reset and hybrid rate options
- Low cost to close
- Interest only structures available
- Non-rated and rated credits
- Flexible (step down) prepayment options
- Non and partial recourse options available
- No reserve requirements
- Cash-out options
- Extended forward rate lock (up to 12 months)
Program details
Transaction size
$2M - $50M+Loan terms with balloon note structure
3 - 10 YRSLoan terms if fully amortizing
UP TO 15 YRSAmortization
UP TO 30 YRSLTV Ratios
Single tenant: 75% MAX
Owner occupied: 80% MAX
Credit tenant: 85% MAXMin. debt service coverage
Single tenant: 1.25x
Owner occupied: 1.35x
Credit tenant: 1.15x
Business banking solutions
Move your business forward with banking solutions that can help you strategically grow and manage your finances.
Solutions spotlights
Put our expertise to work for you
With proven solutions across a variety of property types, we’re ready to take on your next project.
Industrial
$11.3M
Cash-out refinance
65% LTV; 10 yr term; 30 yr amort.
Non-recourse
Hebron, Kentucky
Student housing
$22.1M
Acquisition
55% LTV; 5 yr term; 5 yr I/O; 30 yr amort.
Partial recourse
Fayetteville, Arkansas
Retail
$4.47M
Cash-out refinance
53% LTV; 5 yr term; 25 yr amort.
Non-recourse
Tucson, Arizona
Office
$13.5M
Cash-neutral refinance
61% LTV; 5 yr term; 1 yr I/O; 30 yr amort.
Non-recourse
Burr Ridge, Illinois
Self storage
$11.0M
Cash-out refinance
65% LTV; 10 yr term; 30 yr amort.
Non-recourse
Santa Maria, California
Multi-family
$27M
Construction Takeout
55% LTV; 10 yr term; 30 yr amort.
Partial recourse
North Hollywood, California
Our commitment
Your success is our priority.
Expertise & service
Our knowledgeable and dedicated professionals have the regional and property expertise to structure the right deal for you.
Fast & reliable
For speed and certainty of execution, depend on us to deliver as promised and as quickly as possible—no surprises.
Customized solutions
We offer a full suite of flexible financing options to best fit each customer's needs and help you close the transaction.
Information to keep in mind
With commercial real estate transactions, additional fees and closing costs such as insurance and/or appraisals may apply. You will be provided closing costs throughout the closing process. Some property types may not qualify. Some applications may require additional information or consideration. Product terms and conditions are subject to change. Each proposed product is subject to EverBank’s approval process. Normal credit standards apply.
