Chinese renminbi (RMB)

The future appears bright for the renminbi as the Chinese economy continues to rank among the world’s largest and its middle class continues to grow. Use the information, data and insights below to make educated and timely decisions regarding the renminbi1.

Note: the renminbi is a non-deliverable currency, which means we're unable to deliver the currency to you because of foreign government regulation.2

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Chinese renminbi (RMB)


* Source: Interactive Data w
Interactive Data asset trends are based on indicative or "spot" currency exchange rates as of the dates specified. Such rates are generally only available for large volume transactions conducted by institutional investors at a specific point in time. These rates are illustrative only and do not reflect interbank rates available to us or the rates we make available to customers at any point in time, and the trend data provided do not include retail exchange spreads or other transaction costs.

Our RMB Insights

Review the latest list of pros and cons for diversifying in the RMB as researched by our foreign currency experts.

The Pros

  • World’s 2nd largest economy
  • Inflation was 1.9% as of 06/2016
  • RMB will be a component of SDRs in 2016 (possibly setting up RMB for reserve currency status)

The Cons

  • Aging population due to the once stringent one child policy
  • GDP growth has slowed
  • Tensions in the East China Sea could negatively affect the RMB
  • High savings rates expected to fall substantially in coming years

RMB Insights last updated: 08/2016

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