MarketSafe® CDs

No risk, no reward? Don't bet on it.

How much money to risk on a new market opportunity? It's a balancing act like few others. It could mean a big payday or total loss. In creating our MarketSafe CDs, we've removed concern over principal risk from the equation. Discover this safe alternative for tapping into the potential of historically risky markets like foreign currencies and commodities today.

Key Features
  • $1,500 to open
  • 100% protection of deposited principal1
  • No monthly account fee
  • FDIC insured1
  • IRA eligible
  • Indexed and U.S. dollar denominated
SEE HOW RISK-FREE DIVERSIFICATION WORKS

 

CDs now available

MarketSafe® Emerging Currencies CD

From now until September 28, open your portfolio to the potential of five equally-weighted emerging market currencies2 with the chance to earn a market upside payment of seven times the CD’s performance at maturity, with no cap.

DON'T MISS THE SEPTEMBER 28 FUNDING DEADLINE >


MarketSafe Emerging Currencies CD Highlights
  • Gain exposure to five equally weighted foreign currencies2
  • Earn a potential market upside payment of seven times the CD’s performance at maturity, with no cap
  • Returns are based on performance—no Annual Percentage Yield or periodic interest rate is paid on this CD, and OID reporting rules apply.3
  • Get back all deposited principal at maturity regardless of CD performance1

How it works

With a MarketSafe CD, your deposited principal is always secure. At CD maturity, that's the least you get back.1 Of course, that would only happen if the CD's performance is not positive. Conversely, if the CD's performance is positive, you'll earn a market upside payment on top of your principal. The actual rules governing each CD’s performance and how the potential upside payment is calculated vary from CD to CD and are fully explained in each CD issue's term sheet.


Term sheet access

Access the term sheets for past issues of the MarketSafe CD.