MarketSafe® CDs

No risk, no reward? Don't bet on it.

How much money to risk on a new market opportunity? It's a balancing act like few others. It could mean a big payday or total loss. In creating our MarketSafe CDs, we've removed concern over risk from the equation. The performance of each CD is tied to a certain market like foreign currencies or commodities, and they are all free of any associated market risk.

Key Features
  • $1,500 to open
  • 100% protection of deposited principal1
  • No monthly account fee
  • FDIC insured1
  • IRA eligible

CDs now available


Our MarketSafe® Future EconomiesSM CD is back for a final round. Get the full upside potential of six of the world's most enticing emerging market currencies.
Don't Miss The June 11 Funding Deadline >

Future Economies Highlights
  • Gain exposure to six emerging market currencies in one indexed CD2
  • Get back all of your deposited principal even if the currency index loses to the dollar1
  • Earn a 10% minimum upside payment at maturity if the currency index outperforms the dollar3
  • Seek unlimited upside potential

How it works

With a MarketSafe CD, your deposited principal is always secure. At CD maturity, that's the least you'll get back.1 Of course, that would only happen if the market (or reference index) it's tied to loses ground over the CD term. Conversely, if the market performs well, you'll earn a market upside payment on top of your principal. The actual rules governing how the upside payment is calculated may vary from CD to CD and are fully explained in each issue's term sheet.

Term sheet access

Access the term sheets for past issues of the MarketSafe CD.