MarketSafe® CDs

No risk, no reward? Don't bet on it.

How much money to risk on a new market opportunity? It's a balancing act like few others. It could mean a big payday or total loss. In creating our MarketSafe CDs, we've removed concern over principal risk from the equation. Discover this safe alternative for tapping into the potential of historically risky markets like foreign currencies and commodities today.

Key Features
  • $1,500 to open
  • 100% protection of deposited principal1
  • No monthly account fee
  • FDIC insured1
  • IRA eligible
  • US dollar denominated

CDs now available

5-Year MarketSafe Core Commodities CD

From now until March 23, 2017, gain access to four equally-weighted commodities poised for growth.2 No APY or periodic rate of interest is paid on this CD, and OID reporting rules apply.3


MarketSafe CD Highlights
  • Access the five-year growth potential of gold, copper, WTI oil and sugar2
  • Potentially earn an unlimited upside payment at maturity2
  • Get back all of your deposited principal at maturity1

How it works

With a MarketSafe CD, your deposited principal is always secure. At CD maturity, that's the least you get back.1 Of course, that would only happen if the CD's performance is not positive. Conversely, if the CD's performance is positive, you'll earn a market upside payment on top of your principal. The actual rules governing each CD’s performance and how the potential upside payment is calculated vary from CD to CD and are fully explained in each CD issue's term sheet.

Term sheet access

Access the term sheets for past issues of the MarketSafe CD.