MarketSafe® CDs

No risk, no reward? Don't bet on it.

How much money to risk on a new market opportunity? It's a balancing act like few others. It could mean a big payday or total loss. In creating our MarketSafe CDs, we've removed concern over risk from the equation. The performance of each CD is tied to a certain market like foreign currencies or commodities, and they are all free of any associated market risk.

Key Features
  • $1,500 to open
  • 100% protection of deposited principal1
  • No monthly account fee
  • FDIC insured1
  • IRA eligible

CDs now available

Back For A Final Round

Our Power MetalsSM CD is back for a final round. Harness the power of three of the world's most valuable and sought-after metals.
Don't Miss The August 17 Funding Deadline >

Power Metals Highlights
  • Gain exposure to three valuable metals in one indexed CD
  • Earn up to 45% capped upside payment at maturity if the metals increase in value across annual pricing dates2
  • Returns are based on CD performance—no Annual Percentage Yield or periodic rate of interest is paid on the CD
  • Get back 100% of your deposited principal if the metals lose value1

How it works

With a MarketSafe CD, your deposited principal is always secure. At CD maturity, that's the least you'll get back.1 Of course, that would only happen if the market (or reference index) it's tied to loses ground over the CD term. Conversely, if the market performs well, you'll earn a market upside payment on top of your principal. The actual rules governing how the upside payment is calculated may vary from CD to CD and are fully explained in each issue's term sheet.


Term sheet access

Access the term sheets for past issues of the MarketSafe CD.