FHA/VA Loans

You can dream about picket fences, or you can get out the hammer

With a government insured loan, you could be closer to home than you think. FHA and VA loans are popular choices for homebuyers in search of a more affordable path to home ownership.1 Don't put off your dream another day, the gate's open.

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FHA & VA Basics

FHA Loans

FHA loans are a great option for first-time homebuyers eager to put down roots while continuing their climb up in the world.

VA Loans

VA loans offer many advantages to qualified veterans, reservists, active duty personnel and eligible family members.

Goal Analyzer

Use our goal analyzer to help guide your choice of mortgage product.

My Goal: To Have Stable Mortgage Payments

Answer: Choose a fixed rate loan to lock in a rate that won't ever change. An ARM could be a good option if you plan to sell within the initial fixed rate period.

Considerations: You'll minimize your monthly payment by opting for a longer-term mortgage, while a shorter term will let you pay off your loan sooner and realize substantial interest savings. Keep in mind, however, that while the rate may be lower for the shorter-term mortgage, the monthly payment will be quite a bit higher.

My Goal: To Minimize My Monthly Mortgage Payment

Answer: Choose from our range of ARM loans.

Considerations: You'll generally get a better rate and lower initial payments with our ARM products. However, if you plan to keep the home beyond the initial fixed rate period of the loan, your rate and payments could increase.

what you can expect

The lines of communication will always be open, as you'll have the support of a dedicated mortgage expert from start to finish. And with processing and underwriting under a single roof, you'll experience a smooth mortgage process all the way through closing.

Go inside our process

Looking to Refi?

A refinance should be simple. It should be fast. And it shouldn't cost you an arm and a leg. That's what we believe, and it's also what we deliver.2 You'll get a dedicated mortgage expert to serve as your single guide through our streamlined process. And because we know that closing costs can at times present a refi hurdle, we make it a point to keep our lender fees as low as possible.