Home affordability (HARP)

The housing market hit hard, it's time you hit back

When the housing bubble popped, down sank home values across the country, leaving millions underwater on their mortgage and feeling defeated. It's time to get up off the mat and make a change. And a great place to start is with the government's Home Affordable Refinance Program (HARP).1 It's the program that's putting cash back into people's pockets—by letting them refinance at today's great rates despite being underwater on their mortgage.* With HARP in your corner, a lower mortgage payment could be imminent.2

* Interest on the portion of the loan that exceeds the value of the home may not be tax deductible. Consult your tax advisor for more information.

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Program Eligibility

We're pleased to be a HARP lender. You may qualify for HARP refinancing if your current mortgage is backed by Fannie Mae or Freddie Mac and was sold to them on or before May 31, 2009.

To find out more about the program, including eligibility criteria, visit makinghomeaffordable.gov w today.

Our Refi Commitment

A refinance should be simple. It should be fast. And it shouldn't cost you an arm and a leg. That's what we believe, and it's also what we deliver.5 You'll get a dedicated mortgage expert to serve as your single guide through our streamlined process. And because we know that closing costs can at times present a refi hurdle, we make it a point to keep our lender fees as low as possible.