When the housing bubble popped, down sank home values across the country, leaving millions underwater on their mortgage and feeling defeated. It's time to get up off the mat and make a change. And a great place to start is with the government's Home Affordable Refinance Program (HARP).1 It's the program that's putting cash back into people's pockets—by letting them refinance at today's great rates despite being underwater on their mortgage.* With HARP in your corner, a lower mortgage payment could be imminent.2
* Interest on the portion of the loan that exceeds the value of the home may not be tax deductible. Consult your tax advisor for more information.