Think globally—diversify your portfolio with the world's major currencies
Foreign Currencies
You're intrigued by the financial potential of diversifying your portfolio with foreign currencies. That's an ambition EverBank® understands. For over two decades, our WorldCurrency® family of bank products have delivered foreign currency opportunities. Individuals may benefit financially from the appreciation of currencies against the U.S. dollar and earn interest rates from around the world. Keeping in mind that if the price of the chosen foreign currency declines, there could be a loss of principal.
Single-currency CDs: Open a CD in one of 17 offered foreign currencies and earn interest at local rates for the particular currency.
Multi-currency CDs: If diversification is an important goal for you then consider opening a single CD comprised of multiple currencies—each strategically designed to focus on a specific regional strength, and/or geopolitical and economic development.
A great choice if you seek to diversify your financial portfolio globally against a depreciating U.S. dollar without locking yourself into a fixed term. And, a smart business solution if you require a cost effective account to manage your foreign currency exposure.
Currencies available through the EverBank® WorldCurrency family of bank products
All WorldCurrency accounts receive the Asset Manager Service 
, which automatically combines all of your banking, World Markets and other EverBank investment accounts into one relationship.
What should I consider before I open a foreign currency account at EverBank?
We feel it's important to assess your tolerance for the risks associated with currency fluctuations. While FDIC insurance will protect you from bank failure up to $250,000 (until December 31, 2013), currency values can be affected by various geopolitical and economic influences and this can negatively and positively impact the amount of your deposit. We recommend that you carefully consider both the potential for currency appreciation (or loss) along with the rate of interest that you may earn when assessing the use of foreign currency products as part of a broadly diversified investment strategy.
We encourage you to use our foreign currency resources to educate yourself about currency investing and the factors that influence currency values.
I'm interested in opening an WorldCurrency account, what's my next step?
Please note: Not all investments are right for all investors. You should conduct your own research and/or consult with an investment advisor before making any investment.
- Before opening a WorldCurrency account, we recommend reading the following pages:
- Once you select the currency offering that's right for you, apply online or call 800.926.4922 for more information.
- For your protection, we require that you sign and mail your application along with a deposit.
-
- EverBank, EverTrade, the EverBank Infinity Sphere and the EverBank logo, along with WorldCurrency, World Energy, Pan-Asian, Euro Trax and MarketSafe are proprietary service marks of EverBank. All rights reserved.
