Think globally—diversify your portfolio
with the world's major currencies


Foreign Currency Opportunities

Research a Currency
You're intrigued by the financial potential of diversifying your portfolio with foreign currencies. That's an ambition EverBank® understands. For over two decades, our WorldCurrency family of bank products have delivered foreign currency opportunities. Individuals may benefit financially from the appreciation of currencies against the U.S. dollar and earn interest rates from around the world. Keeping in mind that if the price of the chosen foreign currency declines, there could be a loss of principal.

WorldCurrency CD >
Single-currency CDs: Open a CD in one of over 15 offered foreign currencies and earn interest at local rates.

WorldCurrency Index CD >
Multi-currency CDs: If diversification is an important goal for you then consider opening a single CD comprised of multiple currencies—each strategically designed to focus on a specific regional strength, and/or geopolitical and economic development.

DollarBull CD >
Like our single currency CD only in reverse. You "borrow" money from a foreign country and benefit if the U.S. dollar appreciates against the currency. DollarBull® CDs are available in all major currencies.

WorldCurrency Access Deposit Account >
A great choice if you seek to diversify your financial portfolio globally against a depreciating U.S. dollar without locking yourself into a fixed term. And, a smart business solution if you require a cost effective account to manage your foreign currency exposure.

Currencies available through the EverBank WorldCurrency family of bank products

 

Single CDs

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Multi-currency CDs

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DollarBull CDs

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Access Deposit
Accounts

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Australian dollar Yes Commodity CD
Geographic CD
Investor's Opportunity CD
New World Energy CD
Pan-AsianSM CD
Prudent Central Bank CD
World EnergySM CD
Yes Yes
Brazilian real Yes Not available Not available Not available
British pound Yes Petrol CD
Prudent Central Bank CD
World Energy CD
Yes Yes
Canadian dollar Yes Commodity CD
New World Energy CD
World Energy CD
Yes Yes
Chinese renminbi Not available Not available Not available Yes
Czech koruna Yes European Opportunity CD Yes Yes
Danish krone Yes Viking CD Yes Yes
Euro Yes Euro Trax® CD
Geographic CD
Investor's Opportunity CD
Prudent Central Bank CD
Yes Yes
Hong Kong dollar Yes Geographic CD
Pacific Advantage CD
Pan-Asian CD
Yes Yes
Hungarian forint Not available European Opportunity CD Not available Not available
Icelandic krona Yes Not available Not available Not available
Indian rupee Yes Not available Not available Not available
Japanese yen Yes Pacific Advantage CD
Pan-Asian CD
Yes Yes
Mexican peso Yes Geographic CD
Investor's Opportunity CD
Petrol CD
Yes Yes
New Zealand dollar Yes Commodity CD
Investor's Opportunity CD
Pacific Advantage CD
Prudent Central Bank CD
Yes Yes
Norwegian krone Yes Euro Trax CD
New World Energy CD
Petrol CD
Viking CD
World Energy CD
Yes Yes
Polish zloty Not available European Opportunity CD Not available Not available
Singapore dollar Yes Pacific Advantage CD
Pan-Asian CD
Yes Yes
South African rand Yes Commodity CD Yes Yes
Swedish krona Yes Euro Trax CD
Viking CD
Yes Yes
Swiss franc Yes Euro Trax CD Yes Yes


All WorldCurrency accounts receive the , which automatically combines all of your banking, World Markets and other EverBank investment accounts into one relationship.

What should I consider before I open a foreign currency account at EverBank?
We feel it's important to assess your tolerance for the risks associated with currency fluctuations. While FDIC insurance will protect you from bank failure up to $100,000, currency values can be affected by various geopolitical and economic influences and this can negatively and positively impact the amount of your deposit. We recommend that you carefully consider both the potential for currency appreciation (or loss) along with the rate of interest that you may earn when assessing the use of foreign currency products as part of a broadly diversified investment strategy.

We encourage you to use our foreign currency resources to educate yourself about currency investing and the factors that influence currency values.

I'm interested in opening a WorldCurrency account, what is my next step?
Please note: Not all investments are right for all investors. You should conduct your own research and/or consult with an investment advisor before making any investment.