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EverBank Performance® Money Market

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EverBank Performance® CDx

4.00% 7-month CD APY

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Performance Money Market

Earn a competitive rate with easy access to your money.

  • Available exclusively through our financial centers
  • No monthly maintenance fee
  • Flexible money movement options
  • Access with checks and debit cardChecks and debit card available upon request.
  • ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x
  • Free bill pay and mobile check depositsx
  • FDIC-insured
  • $0 to open

7-month Performance CD

Lock in a guaranteed rate and watch your savings grow.

  • No monthly maintenance fee
  • Interest withdrawal option at opening
  • Automatically renews to a 6-month CD at maturityx
  • FDIC-insured
  • $1,000 to open

Calculate your earnings

APYAnnual Percentage Yield (APY)x

0%

$1,000 minimum to open

EarningsEarnings are illustrative and based on a CD held to maturity with the deposit and APY stated. Actual earnings may differ based on rounding factors.

$0

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Expertise near you

Going the extra mile. We’ve all heard it, but at EverBank it’s more than a slogan. Our full-service locations feature modern amenities along with dedicated and experienced representatives that provide you with the personal touch and attention to detail to make your banking life easier. Visit a financial center today and let us take you beyond the transaction.

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More bank for your buck

FDIC insured

Your deposits are FDIC-insured up to $250K for individuals and up to $500K for joint accounts.x

Award-winning accounts

Our Performance accounts have received multiple accolades for competitive rates and low fees.

Mobile banking

Download and use our mobile app to stay connected to your money 24/7.

Frequently asked questions

Yes. Your deposits with us will be FDIC insured up to the standard $250K per depositor for each account ownership category. x We employ a wide range of security measures to ensure the safety of your digital information. EverBank has also received industry recognition for safety and financial strength from a number of respected sources.

With our EverBank Performance Money Market account and EverBank Performance CDs, you earn interest no matter your balance.

No. Both the EverBank Performance Money Market account and the EverBank Performance CD, feature no monthly maintenance fees, regardless of your balance.

Performance Money Market
There are many ways you can access and move funds. The EverBank Performance Money Market account comes with a debit card and personal checks upon request. For digital access, you can make mobile depositsx  and move money via online and wire transfers between your EverBank accounts or from another financial institution.

Performance CD
Once the account has been opened and funded, you won’t be able to move or add additional money during the term of the CD. However, you will have a grace period of 10 business days following the CD maturity date during which you can add or withdraw funds, change the term or close the CD without penalty.

When it’s time to make a deposit, choose from several different options. You can make mobile depositsx on the app at anytime up to $50,000 a day.

Also, easily make online transfers between your accounts at other banks and your EverBank account; set them up one at a time or create a recurring schedule. If you want a simple way to build an account balance quickly, you can set up direct deposit. You can even go the traditional route and either send us a deposit via wire or mail or visit one of our financial centers to make a deposit in person.

A certificate of deposit (CD) is a savings product that earns interest on a lump sum for a fixed period of time. In exchange for depositing your money for a fixed period, EverBank pays a fixed interest rate that’s typically higher than the rates offered on savings accounts. When the term is up, you get back the money you deposited (the principal) plus any interest that has accrued.

When your CD matures, you’ll have the option to update the renewal term, add funds, withdraw funds or close the CD. If you do not provide instructions, your CD will automatically renew.x

You can set or edit maturity instructions online at any time during your CD's term until 5 p.m. (ET) the business day before the CD’s maturity date. Please note that an advanced instruction to close the CD will be final as of 5pm the business day before the maturity date and cannot be undone. Your CD will be closed and there will be no grace period.

Unless your CD is closed, you will have 10 business days after the CD’s maturity date (the grace period) to set or resubmit instructions without penalty. Please note that an instruction to close the CD during the grace period will be executed on the day the instruction is received, is final and ends the grace period.  

You deserve every advantage when it comes to your hard-earned money. We know that, so we’re committed to giving you great financial advantages that help you thrive. We’re dedicated to delivering consistently high yields, reliable service and innovative solutions for your financial needs.

Not only do we have a decades-long record of consistent operating performance, but we also aim to redefine the banking experience to achieve extraordinary things on behalf of our clients, our associates and the communities where we work and live. In recognition of our financial strength, stability and banking solutions, we’ve also received industry recognition from a number of respected sources.

Today's rates

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Annual Percentage Yields (APYs) are accurate as of 04/03/2026.