Trevor Lawrence in the locker room

EverBank Performance Savings

Draw up the right game plan for your money

Our highest-yield savings account is built to give you the competitive advantage you deserve, along with easy mobile and online access.

Earn 4.75% APY on all balancesx

  • No monthly maintenance fee
  • No minimum balance required
  • Interest compounded daily
  • FDIC-insured
  • $0 to open
Calculate your earnings

APYx

0%

No minimum to open

One-Year EarningsEarnings are illustrative and based on deposit and APY shown over a one-year period with no withdrawals. Actual earnings may differ based on rounding factors and potential changes to the APY.

$0

Trevor says: Position yourself for success

Whether it’s choosing a wide receiver for the long bomb, or selecting a savings account for the long haul, performance is key. That’s why at EverBank, you’ll find high-performing accounts that put you in a position to succeed.

Don't sweat unnecessary fees

Take your savings to the next level without excess fees holding you back.

  • Monthly maintenance fee
  • Mobile check deposit fee

See how we compare

Earn more than 9x the national average

With a $50,000 balance, our APY beats the competition.

  • EverBankx
    4.75
    %
    apy
  • National averagex
    0.48
    %
  • Bank of Americax
    0.01
    %
  • Wells Fargox
    0.01
    %

OPEN ONLINE NOW

Join team EverBank

Give your money the advantage it deserves.

  1. Apply

    Open your new account online and with ease.

  2. Fund account

    Send an opening deposit by online transfer or mobile deposit.

  3. Start banking

    Set up online banking and watch your money grow.

Our team of banking accounts

Explore all the ways our game-changing rates can help you make the most of your money.

Performance Savings
4.75%

APYx

Performance CD
4.00%

9-month CD APYx

Performance Money Market
4.30%

APY on balances $100,000+x

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Built to perform

At EverBank, we’re designed to put you at an advantage every single day. See how our strength, stability and innovative banking solutions have earned us industry-leading ratings.

Safe and Sound

Our commitment to you

We’re dedicated to ensuring the financial safety and soundness of our bank. It’s a commitment we pledge to all clients. From Trevor Lawrence to the passionate fan, everyone in our huddle deserves this VIP treatment.

Strong and Secure

Get serious security for your savings

Looking for defensive coverage? Every account at EverBank delivers stringent security measures to help reduce fraud risk and prevent unauthorized transactions.

Frequently asked questions

Yes. Your deposits with us will be FDIC insured up to the standard $250K per depositor for each account ownership category. x We employ a wide range of security measures to ensure the safety of your digital information. EverBank has also received industry recognition for safety and financial strength from a number of respected sources.

With our EverBank Performance Savings account, you earn interest no matter your balance. Plus, there's no minimum to open an account.

No. If you have an EverBank Performance Savings account, you will not have a monthly maintenance fee, regardless of your balance.

An EverBank Performance Savings account has all the same perks as a traditional savings account; it’s a safe, FDIC-insured place to save your money, where it’s still liquid and accessible.

Unlike a traditional savings account, the EverBank Performance Savings account acts as a high-yield savings account. With an APY of 4.75%x , our account is built to perform and help your money grow more than it would in traditional savings accounts, which average 0.48% APY nationwide.x Our EverBank Performance Savings account boasts a competitive, variable rate that will ensure your hard-earned money grows, giving you a serious financial advantage.

You deserve every advantage when it comes to your hard-earned money. We know that, so we’re committed to giving you great financial advantages that help you thrive. We’re dedicated to delivering consistently high yields, reliable service and innovative solutions for your financial needs.

Not only do we have a decades-long record of consistent operating performance, but we also aim to redefine the banking experience to achieve extraordinary things on behalf of our clients, our associates and the communities where we work and live. In recognition of our financial strength, stability and banking solutions, we’ve also received industry recognition from a number of respected sources.

Access and move your money through online transfers using online banking or the mobile app. You can also access and move money via wire transfers.

When it’s time to make a deposit, choose from several different options. You can make mobile depositsx on the app at anytime up to $50,000 a day.

Also, easily make online transfers between your accounts at other banks and your EverBank account; set them up one at a time or create a recurring schedule. If you want a simple way to build an account balance quickly, you can set up direct deposit. You can even go the traditional route and either send us a deposit via wire or mail or visit one of our financial centers to make a deposit in person.

Safe and sound

When asked about EverBank’s financial condition, we can answer with confidence:

  • We maintain a strong capital base and balance sheet
  • Our deposit base is stable
  • We have a disciplined approach to risk management that has long-avoided investments that expose us to potentially significant downsides

$39.4B

assets as of June 30, 2024


$29.3B

deposits as of June 30, 2024


>80%

deposits FDIC insured as of June 30, 2024


2x

contingent liquidity over uninsured deposits as of June 30, 2024


9.1%

tier 1 leverage as of June 30, 2024


14.4%

risk-based capital ratio as of June 30, 2024