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Metals like gold and silver can hold a bright spot in your portfolio. Now buy popular coins, bars and even pooled metals within 1% of the prices available to us.3 Metals Select® accounts are not FDIC insured.4
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Servicemembers on active duty and their co-borrowers should consult a legal advisor about whether refinancing their current loan may result in loss of benefits to which they may be entitled under the Servicemembers Civil Relief Act or applicable state law.
The quoted Yield Pledge® Money Market interest rates and Annual Percentage Yields (APYs) are accurate as of 7/3/2015 12:00:00 AM. Since this is a variable rate account, the interest rates and APYs could change without notice. The current ongoing interest rate and APY for all balances is 0.61%. The required minimum opening deposit is $1,500. At this time, we are pleased to be offering a six-month Bonus Interest Rate and New Account First Year APY to first-time holders of our Yield Pledge Money Market Account. Keep in mind the Bonus Interest Rate may not be applied to funds transferred from another EverBank® account. Fixed for the first six months, the Bonus Interest Rate (currently 1.40%) will apply to balances up to and including $50,000. Funds in excess of $50,000 will earn the variable ongoing interest rate and APY of 0.61%, which may change anytime - even during the first six months. The New Account First Year APY is a required disclosure that is a blended APY that combines the Bonus Interest Rate with the current ongoing interest rates. This isn't the exact APY you will earn since our current ongoing interest rates may change periodically over the last six months of your first year. The New Account First Year APY for balances up to and including $50,000 is 1.01%. The New Account First Year APY for balances from $50,000.01 to $10,000,000 is best expressed as a range: 1.01% to 0.61%; higher balances are accepted. Fees may reduce earnings.
When selling or purchasing metals to or from you, we will offer a Customer Price that is within one percent of the Available Price. The Available Price is the price that EverBank determines would be available from third part(ies) at a specific point in time. Exceptions may occur if EverBank agrees in its sole discretion to lock in your price before the transaction. The Available Price is determined by EverBank with every transaction and is based partially on certain published market prices. Available Prices are not published or publicly available.
EverBank® Metals Select® products:
Purchasing or owning metals involves degrees of risk that make them unsuitable for certain individuals. You should carefully consider the suitability of such metals before making any decision. Please refer to "Metals Select Accounts" in your Account Terms, Disclosures and Agreements Booklet for additional information.
Must be an existing EverBank client eligible to enroll in Online Check Deposit using our downloadable Android or iPhone mobile banking app. See our Online Check Deposit Services Agreement for information on crediting of deposits. Funds availability subject to EverBank’s Funds Availability Disclosure. Both are found in your Personal Account Terms, Disclosures and Agreements Booklet. Subject to approval.