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SEE HOW A MORTGAGE REFINANCE3 CAN WORK FOR YOU >
MAKE YOUR 2014 IRA CONTRIBUTION TODAY >
Tax season will be upon us soon. And this year, consider gold or silver coins for your 2014 IRA contribution. With our non-FDIC insured Metals Select® Allocated Account,4 you can buy American Eagles at competitive pricing.5 The deadline for 2014 IRA contributions is April 15, 2015, so act soon.
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The quoted Yield Pledge® Checking interest rates and Annual Percentage Yields (APYs) are accurate as of 2/27/2015 12:00:00 AM. Since this is a tiered, variable rate account, the interest rates, APYs and tiers could change without notice. If your average daily balance is within a tier, the corresponding interest rate and APY is paid on your entire balance, except as described below for the Bonus Interest Rate offer. The current tiers and ongoing interest rates and APYs are: 0.61% APY/interest rate for balances of $100,000 and up; 0.56% APY/interest rate for $50,000 - $99,999.99; 0.46% APY/interest rate for $25,000 - $49,999.99; 0.41% APY/interest rate for $10,000 - $24,999.99; and 0.30% APY/interest rate for balances under $10,000. The required minimum opening deposit is $1,500. At this time, we are pleased to be offering a six-month Bonus Interest Rate and New Account First Year APY to first-time holders of our Yield Pledge Checking Account. Keep in mind the Bonus Interest Rate may not be applied to funds transferred from another EverBank® account. Fixed for the first six months, the Bonus Interest Rate (currently 1.40%) will apply to balances up to $100,000. Funds in excess of $100,000 will earn the variable ongoing APY and interest rate for our highest tier (currently 0.61%), which may change anytime - even during the first six months. The New Account First Year APY is a required disclosure that is a blended APY that combines the Bonus Interest Rate with the current ongoing interest rates. This isn't the exact APY you will earn since our current ongoing interest rates may change periodically over the last six months of your first year. The New Account First Year APYs are: 0.98% for $50,000 - $99,999.99; 0.93% for $25,000 - $49,999.99; 0.91% for $10,000 - $24,999.99; and 0.85% for balances under $10,000. The New Account First Year APY for balances from $100,000 to $10,000,000 is best expressed as a range: 1.01 to 0.62%; higher balances are accepted. Fees may reduce earnings.
National Average APY information as of 2/26/2015 12:00:00 AM, as tracked in Bankrate.com's BRM National Index. National Average APYs and terms and conditions can change at any time.
Competitor APY information as of 2/26/2015 12:00:00 AM, provided by Market Rates Insight. Competitor APYs and terms and conditions can change at any time. Some competitor rates may vary by region.
Servicemembers on active duty and their co-borrowers should consult a legal advisor about whether refinancing their current loan may result in loss of benefits to which they may be entitled under the Servicemembers Civil Relief Act or applicable state law.
EverBank® Metals Select® products:
Purchasing or owning metals involves degrees of risk that make them unsuitable for certain individuals. You should carefully consider the suitability of such metals before making any decision. Please refer to "Metals Select Accounts" in your Account Terms, Disclosures and Agreements Booklet for additional information.
When selling or purchasing metals to or from you, we will offer a Customer Price that is within one percent of the Available Price. The Available Price is the price that EverBank determines would be available from third part(ies) at a specific point in time. Exceptions may occur if EverBank agrees in its sole discretion to lock in your price before the transaction. The Available Price is determined by EverBank with every transaction and is based partially on certain published market prices. Available Prices are not published or publicly available.
Must be an existing EverBank client eligible to enroll in Online Check Deposit using our downloadable Android or iPhone mobile banking app. See our Online Check Deposit Services Agreement for information on crediting of deposits. Funds availability subject to EverBank’s Funds Availability Disclosure. Both are found in your Personal Account Terms, Disclosures and Agreements Booklet. Subject to approval.