EverBank Performance Checking

Everyday checking with exceptional benefits

You deserve more than an ordinary checking account. Earn interest and safely access your money 24/7 with fraud protection and no hidden fees. It’s everyday banking that benefits you.

  • Competitive high yields
  • No monthly maintenance fee
  • Bill pay, Zelle® and mobile check depositsx
  • ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x
  • Debit card protection with benefits
  • FDIC-insured
  • $100 to open
Calculate your earnings

APYx

0%

$100 minimum to open

one-year earningsEarnings are illustrative and based on balance and APY shown over a one-year period with no withdrawals. Actual earnings may differ based on rounding factors and potential changes to the APY.

$0

See how we compare

6x the national average

With a $50,000 balance, our APY beats the competition.

  • EverBankx
    0.40
    %
    apy
  • National averagex
    0.06
    %
  • Bank of Americax
    0.02
    %
  • Wells Fargox
    0.01
    %
The Ascent, a Motley Fool Service logo

Award-winning checking

The Ascent awarded our EverBank Performance Checking account with 5 stars for competitive rates and ATM reimbursements.

Easy access

Get better connected to your money

Use the EverBank mobile app to bank smartly even when you’re on the go.

STRONG AND SECURE

We’ve got your back

You’ve worked hard for your money, so naturally you want to protect it. That’s why with every account at EverBank, we deliver stringent security measures to help reduce fraud risk and prevent unauthorized transactions.

Open online now

Your money's going to thank you

Set your money on the right course with our seamless online account application.

  1. Apply

    Open your new account online and with ease.

  2. Fund account

    Send an opening deposit by online transfer or mobile deposit.

  3. Start banking

    Set up online banking and watch your money grow.

Straight talk

No hidden fees

The EverBank Performance Checking account makes everyday transactions easy and accessible with no hidden fees. Know what to expect: no surprises, just better banking.

  • Monthly maintenance fee
  • EverBank ATM feesWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x
Fee typeFee amount
Online bill payExpedited bill payments are available for a fee.$0
Replacement debit card$0
Overdraft transfer feeBy setting up a link between two EverBank accounts, you can leave the worry of overdrafts behind.$0
Stop payment fee$25

Your questions answered

Yes. Your deposits with us will be FDIC insured up to the standard $250K per depositor for each account ownership category.x We employ a wide range of security measures to ensure the safety of your digital information. EverBank has also received industry recognition for safety and financial strength from a number of respected sources.

With our EverBank Performance Checking account, you earn interest no matter your balance. Plus, there’s a low minimum to open an account.

Yes, we offer convenient ways for you to manage your money from virtually anywhere. Choose the way that works best for you, starting with using your debit card and personal checks. If you’re looking to access your funds online, take advantage of online transfers and online bill pay. And if you’re on the go, you can use the EverBank mobile app, Zelle® and digital wallet applications. You can also take advantage of over 80,000 fee-free ATMs across the country. And rest assured, with our ATM fee reimbursement benefit, we’ll even pay you back when using an ATM outside of our network.x

Looking to make a high-value purchase, like a down payment on a house? You can request Official Checks or a wire transfer.

When it’s time to make a deposit, choose from several different options. You can make mobile depositsx on the app at anytime up to $50,000 a day.

Also, easily make online transfers between your accounts at other banks and your EverBank account; set them up one at a time or create a recurring schedule. If you want a simple way to build an account balance quickly, you can set up direct deposit. You can even go the traditional route and either wire or mail us a deposit.

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Routing Numbers

ACH: 063092110
Wire transfer: 063000225

Today's rates

BalancesAPYx
$100,000 and up0.40%
$50,000 to $99,999.990.40%
$25,000 to $49,999.990.40%
$10,000 to $24,999.990.40%
$0 to $9,999.990.40%

Annual Percentage Yields (APYs) are accurate as of 12/13/2024.