EverBank Performance Money Market

Confidently grow your money faster

The more you save, the more you earn. It’s the best of both worlds with high-yield savings and easy access to your money, plus no hidden fees.

  • No monthly maintenance fee
  • Access with checks and debit card Checks and debit card available upon request.
  • Bill pay and mobile check depositsx
  • Flexible money movement options
  • ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x
  • FDIC-insured
  • $0 to open
Calculate your earnings



No minimum to open

one-year earningsEarnings are illustrative and based on balance and APY shown over a one-year period with no withdrawals. Actual earnings may differ based on rounding factors and potential changes to the APY.


Don't Settle For Average

With a $50,000 balance, our APY beats the competition.

  • Everbankx
  • National averagex
  • TD Bankx
  • Wells Fargox

Top-rated money market account

In 2024, our EverBank Performance Money Market account was selected as one of the best by GOBankingRates.

Mobile Banking

Our mobile app keeps you in touch with your money

Use the TIAA mobile app to bank on your time and on the go.

Strong and secure

Get serious security for your savings

We protect your information with strong encryption methods, plus we have your back with our Web Safety Guarantee.x

Open online now

Your money's going to thank you

Set your money on the right course with our seamless online account application.

  1. Apply

    Open your new account online and with ease.

  2. Fund account

    Send an opening deposit by online transfer or mobile deposit.

  3. Start banking

    Set up online banking and watch your money grow.

Fees at a glance

No hidden fees

The EverBank Performance Money Market account makes everyday transactions easy and accessible with no hidden fees. Know what to expect: no surprises, just better banking.

  • Monthly maintenance fee
  • EverBank ATM feesWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x
Fee typeFee amount
Mobile check deposit fee$0
Overdraft transfer feeBy setting up a link between two EverBank accounts, you can leave the worry of overdrafts behind.$0
Replacement debit card$0
Official Check feeAn Official Check serves as a guarantee of funds. Typically required for larger purchases, they are issued as official bank checks and signed by a bank representative.$0
Smiling food truck owner taking debit card for payment from customer

Gain greater access to your money with EverBank Performance Checking

Our EverBank Performance Checking is equipped with a debit card, personal checks, Zelle® plus online bill pay.

Your questions answered


While we are now EverBank, your accounts continue to be serviced by TIAA at this time. Please log in with your usual credentials.
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Web Safety Guarantee

Your safety is our priority

Our Web Safety Guarantee adds an extra layer of protection to your online security, so you can bank with peace of mind.x Our guarantee provides 100% protection for any funds in your consumer or business deposit accounts that are lost due to unauthorized Online Use or an EverBank mistake. We also cover fees for late bill payments if your payment doesn’t arrive by the delivery date shown in the online bill payment calendar. To qualify for coverage, you’ll need to:

  • Ensure you (or your employees) keep your online access credentials to yourself. Do not share them with anyone. If you suspect that your username, password, token, security code and/or PIN have been lost or stolen, change them and contact us immediately. At any time you may ask us to disable your password and issue a new one to you.
  • Report any unauthorized access or suspicious activity on your account immediately.
  • You (or your employees) should never leave computers or mobile devices unattended while logged in to the EverBank website; always log out completely when finished. To notify EverBank of unauthorized activity, please call Client Solutions or Business Support.

For more information about your responsibilities, please see the Web Safety Guarantee section in the Terms and Conditions booklet that pertains to you.

Today's rates

$100,000 and up4.30%
$50,000 to $99,999.994.05%
$25,000 to $49,999.993.75%
$10,000 to $24,999.993.75%
$0 to $9,999.993.75%

Annual Percentage Yields (APYs) are accurate as of 07/12/2024.