Foreign currencies

Explore answers to common questions about managing and accessing your foreign currency accounts—so you can stay focused on your global financial strategy.

No, we do not provide access to physical currency. 

Not at this time. 

You can withdraw foreign currency funds from your account by requesting a wire transfer. 

Certain restrictions apply, including for Non-Deliverable Currencies (NDCs), which we cannot deliver to you. See our website for a list of current NDCs, which is subject to change, and our Account Terms, Disclosures and Agreements Booklet for more information regarding restrictions on NDCs. 

You can either enter your CD maturity instructions online or you may call the World Markets desk at 1.800.926.4922

Access online

  • Log in at everbank.com
  • Go to a World Markets account 
  • Select a portfolio 
  • Choose the Details/CD Instructions link associated with the CD you need to manage 
  • Follow the steps to provide CD maturity instructions

There is no grace period available for WorldCurrency CDs or CD Baskets, and we must receive your CD maturity instructions at least 3 business days prior to your CD maturity date. Otherwise, your CD or CD Basket—including principal and interest (if any)—will rollover to a new CD or CD Basket with the same term. Note that all WorldCurrency CDs and CD Baskets mature on Wednesdays (or the next business day if a Wednesday is a holiday). 

No; however, you can use your statements and transaction confirmations to make the appropriate calculations. We recommend consulting with your tax advisor or a tax professional about any questions you may have. We will mail a yearly 1099-INT Form to the account holder stating annual interest earned on all currency accounts, but we do not provide information on capital gains or losses. 

A 1099-INT will be generated if your foreign currency or USD holdings earned interest. You can access your 1099s online.

Access online 

  • Log in at everbank.com 
  • Go to a World Markets account 
  • Choose Electronic Documents within Quick Links

  • Follow the steps to view your tax documents 

No, World Markets products, including WorldCurrency Access® Deposit accounts and CDs, are not considered offshore accounts. 

Only interest earned on foreign currency deposits is reported to the IRS by EverBank via 1099-INTs. With that said, you may still have an obligation to report gains or losses on your individual tax return. EverBank World Markets does not report these figures, so you are responsible for calculating and reporting gains or losses on your foreign currency deposits. We recommend consulting with your tax advisor or a tax professional about any questions you may have. 

We’re here for you

If you still need help or can’t find what you’re looking for here, contact us today.

Search for a fee-free ATM near you

Access your money any time by visiting one of our more than 80,000 fee-free ATMs nationwide.x

Find forms and applications

Manage your existing account or open a new one using a downloadable form from our library.

EverBank Logo
FDIC backing notice

New user or forgot login credentials?

Credit Cards

LoanCare

How to start investing

  1. Open your cash account

    Apply online to open your new EverBank Performance® Cash Management Account. You'll use this companion cash account to fund investments and hold reserve funds.

  2. Fund your account

    Send an opening deposit to your new cash management account by online transfer, wire or mail.

  3. Choose your investments

    After your cash management account has been funded, you can choose your investments through your World Markets account in Online Banking. Use the "Open account" feature.

    Alternatively, you can select products over the phone with a World Markets expert. We reach out to new account holders within 2 business days.