Send & Receive Wire Transfers

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Move your money with wire transfers

Move your funds with confidence using wire transfers, a fast and secure option ideal for large or time sensitive payments. They are widely trusted for common uses such as real estate closings, international money movement, and urgent bank-to-bank transactions where speed, accuracy and confirmed delivery matter most.

Clear and intuitive transfers

Send money with confidence

Initiate a secure outgoing wire transfer directly from your account in a few simple steps.

Receive domestic and international funds easily

Share our specific routing number and SWIFT code to have incoming funds deposited directly into your EverBank account. Foreign currency wires into U.S. dollar-denominated accounts automatically convert to USD upon receipt.

Transparent timelines and processing

Submit your domestic wire requests by 4 p.m. (ET) or international requests by 3:30 p.m. (ET) for same-day processing Monday through Friday.

How to send a wire transfer

Log in to your account at everbank.com, open the Transfer & Pay menu, and then choose Wires. You will be prompted to enter a one-time passcode.

Adding a recipient

Select the Add Recipient button
Provide your recipient’s personal information including their name and address
Enter information for the receiving bank including bank address, routing number and account number

The bank name will automatically populate
If you need an intermediary bank, please provide those details

Select Continue, then review and submit the information

Sending a wire

Select the Send a Wire button associated with the recipient you want to send money to
Enter your wire details including the account you want to send from, the wire amount, the purpose of the wire, and an optional memo for reference
Select Continue, then review and submit your wire transfer request

How to receive a wire transfer

Receiving bank: EverBank
Our wire transfer routing number: 063000225
Our SWIFT code: EVBKUS3M
Our address: 301 W. Bay St., Jacksonville, FL 32202
For credit to: [Your name as it appears on your account]
Your address: [Your address as it appears on your account]
Account number: [Your account number]

Quick answers

When will my wire transfer process?

Wire transfers are processed Monday through Friday, except on bank holidays. For same-day processing, submit domestic wire requests by 4 p.m. (ET) and international wire requests by 3:30 p.m. (ET). Requests submitted on weekends, bank holidays and after wire cut-off times will be processed on the next business day.

What fees apply to a wire transfer?

Incoming wires are completely free. Outgoing wires incur a fee of $25 for a domestic wire or $35 for an international U.S. dollar wire. Please see our Deposit Account Fee Schedule for full details.

What is an intermediary bank, and do I need one?

An intermediary bank (sometimes called a correspondent bank) is a third-party bank that helps transfer funds during a wire transfer. Intermediary banks are commonly used by international banks or smaller domestic banks and credit unions when EverBank does not have a direct relationship with the recipient’s bank. If you’re unsure whether an intermediary bank is required, please contact your recipient or the recipient’s bank to confirm their wire instructions.

Can I receive a foreign currency wire?

Yes, you can receive foreign currency funds. If you have an eligible World Markets account denominated in that particular foreign currency, it can be directly deposited into that account. Otherwise, the foreign currency will have to be converted into whatever currency the receiving account is denominated in. For instance, if foreign currency is sent to a U.S. dollar denominated account, we will convert the foreign wire funds into USD upon receipt. Foreign currency wire instructions