Financing Solution

Structured Mortgage Finance

EverBank Structured Mortgage Finance is where high-quality mortgage banking companies turn for a stable funding source, state of the art technology and superior service. You can count on us for fast, efficient funding and timely communication.

Facility options

We’ve built a range of options to meet your growing needs.

Warehouse parameters

Warehouse facility size $50M up to $500MCan be increased to $1B or more by adding an experienced partner participant bank.
TypeRepurchase facility 
Eligible products Agency, government, jumbo, seconds, reverse (both HECM and private label), non-qualified mortgage and other various residential loan products
PricingDetermined by financial profile, product mix and other attributes
Term364 days 
Standard warehouse period (dwell time) 60 days 
Wet sub-limit Up to 50% of commitment 
GuaranteesGenerally not required except when given to other lenders 

Mortgage servicing rights

MSR facility size Up to $250MCan be increased to $500M or more by adding an experienced partner participant bank.
TypeSecured loan facility 
Eligible products Agency, government and private label Mortgage Servicing Rights (MSR)
PricingDetermined by financial profile, product mix and other attributes 
Term1 year revolver with 2 year term out

Client funding requirements

All you need for a successful funding application, at a glance. Take a moment to review these requirements, then contact us to discuss your financing needs.

OriginatorsProven record of originating high-quality mortgages through retail and/or third-party channels 
ProfitabilityHistory of profitable operations and positive cash flow 
PricingDetermined by financial profile, product mix and other attributes
ExperienceSenior managers with extensive industry experience, and a history of managing warehouse lines successfully 
Minimum adjusted tangible net worth Warehouse $25M
MSR $100M 

Our experts are here for you

Time is money, so our dedicated support team is here to ensure we’re meeting your needs on your timeline.

Leadership

Headshot of Charles Clark, Senior Vice President and Head of EverBank Structured Mortgage Finance

Charles Clark

SVP, Head of Structured Mortgage Finance

215.219.5875
Headshot of Stephen Burse, Senior Vice President and Head of Business Development for EverBank Structured Mortgage Finance

Stephen Burse

SVP, Head of Business Development, Structured Mortgage Finance

857.413.0164
Headshot of Sean Delaney, Senior Vice President and Chief Credit Officer of EverBank Structured Mortgage Finance

Sean Delaney

SVP, Chief Credit Officer, Structured Mortgage Finance

617.997.8718
Headshot of Darious Kilgore, Senior Vice President and Warehouse Operations Manager for EverBank Structured Mortgage Finance

Darious Kilgore

SVP, Warehouse Operations Manager

904.623.6839

Regional experts

Central

Mark Bucior

VP, Relationship Manager

South central & southeast

Elizabeth Moore

VP, Relationship Manager

Mountain & northeast

David Delory

VP, Relationship Manager

Information to keep in mind

    • Important Notice: This is for promotional purposes only. Nothing herein shall be construed as a commitment to provide credit or other services. Some applications may require additional information or consideration. Product terms, requirements, and conditions are subject to change. Each proposed product is subject to EverBank's approval process. Normal credit standards apply. Program terms/guidelines are subject to change. The terms in this promotion are subject to change and actual terms may very from the above examples.

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    Routing Numbers

    ACH: 063092110
    Wire transfer: 063000225

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    Charles Clark

    SVP, Head of Structured Mortgage Finance

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    Sean Delaney

    SVP, Chief Credit Officer, Structured Mortgage Finance

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    Mark Bucior

    VP, Relationship Manager

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    Stephen Burse

    SVP, Head of Business Development, Structured Mortgage Finance

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    Darious Kilgore

    SVP, Warehouse Operations Manager

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    Contact an expert

    Elizabeth Moore

    VP, Relationship Manager

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    Contact an expert

    David Delory

    VP, Relationship Manager

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