Banking interest rates

Which account is earning your interest?

Personal banking rates

When we say we have your best financial interest in mind, we mean it. Visit here any time to see what you could be earning.

Savings

Annual Percentage Yields (APYs) are accurate as of 02/16/2024.

EverBank Performance℠ Savings

5.15%

APYx

BalancesAPYx
All Balances5.15%

Yield Pledge® Money Market

4.75%

1-year intro APYFirst-year APY reflects a 1-year introductory rate available to first-time money market clients on balances up to $250K. Ongoing APYs otherwise apply.x

BalancesONGOING APYUnless eligible for the 1-year intro APY, the account will earn the ongoing APY, which is also backed by our Yield Pledge promise.x
$100,000 and up4.30%
$50,000 to $99,999.994.05%
$25,000 to $49,999.993.75%
$10,000 to $24,999.993.75%
$0 to $9,999.993.75%

Yield Pledge® Online Savings

Rates are for current Yield Pledge Online Savings account holders only.

5.15%

1-year intro APYFirst-year APY reflects a 1-year introductory rate available to first-time online savings clients on balances up to $250K. Ongoing APYs otherwise apply.x

BalancesONGOING APYUnless eligible for the 1-year intro APY, the account will earn the ongoing APY, which is also backed by our Yield Pledge promise.x
All Balances4.75%

CDs

Annual Percentage Yields (APYs) are accurate as of 02/16/2024.

EverBank CDs

TermAPYx
3 month3.95%
6 month4.00%
9 month5.25%
1 year4.90%
1.5 year4.40%
2 year4.50%
2.5 year4.10%
3 year4.20%
4 year4.00%
5 year4.00%

CDARS® CDs

TermFunding Limit*APYx
3 month$10M3.40%
6 month$10M3.43%
1 year$10M4.27%
2 year$1M3.76%
3 year$0.5M3.22%

*Funding limits above are per depositor, per term, per week, with an overall CDARS CD funding limit of $50M.x

3.5-Year Bump Rate CD

TermAPYx
3.5 year4.20%

Call before 4 p.m. (ET) for same day rate bump.

Yield Pledge® CDs

Rates are for renewing Yield Pledge CDs only.

TERMAPYx
3 month5.05%
6 month5.15%
9 month5.13%
1 year5.10%
1.5 year4.71%
2 year4.32%
2.5 year4.00%
3 year4.10%
4 year3.95%
5 year3.95%

Checking

Annual Percentage Yields (APYs) are accurate as of 02/16/2024.

Yield Pledge® Checking

BalancesAPYx
$100,000 and up0.45%
$50,000 to $99,999.990.45%
$25,000 to $49,999.990.45%
$10,000 to $24,999.990.45%
$0 to $9,999.990.45%

Business banking rates

Take advantage of competitive rates with yields that can help you earn more and grow your savings.

Checking

Annual Percentage Yields (APYs) are accurate as of 02/16/2024.

Small Business Checking

BalancesAPYx
$100,000 and up0.50%
$50,000 to $99,999.990.50%
$25,000 to $49,999.990.50%
$10,000 to $24,999.990.50%
$0 to $9,999.990.50%

Non-Profit Checking

BalancesAPYx
$100,000 and up2.10%
$100,000 and up2.10%
$25,000 - $49,999.991.35%
$10,000 - $24,999.991.35%
$0 - $9,999.991.35%

Business Interest Checking

BalancesAPYx
$1,000,000 and up0.55%
$500,000 - $999,999.990.55%
$100,000 - $249,999.990.55%
$50,000 - $99,999.990.55%
$25,000 - $49,999.990.55%
$0 - $9,999.990.55%

Business Analysis℠ Checking

EARNINGS CREDIT RATEELIGIBLE ACCOUNT BALANCE
0.20%90%

Money market

Annual Percentage Yields (APYs) are accurate as of 02/16/2024.

Business Money Market

BalancesAPYx
$1,000,000 and up2.35%
$500,000 - $999,999.991.85%
$250,000 - $499,999.991.85%
$100,000 - $249,999.991.85%
$50,000 - $99,999.991.35%
$25,000 - $49,999.991.35%
$10,000 - $24,999.991.35%
$0 - $9,999.991.35%

CDs

Annual Percentage Yields (APYs) are accurate as of 02/16/2024.

Business CDs

TermAPYx
3 month2.45%
6 month4.00%
9 month2.65%
1 year4.75%
1.5 year2.10%
2 year2.20%
2.5 year2.30%
3 year2.40%
4 year2.50%
5 year2.50%

Business CDARS® CDs

TermFunding Limit*APYx
3 month$10M2.20%
6 month$10M3.75%
1 year$10M4.50%
2 year$1M1.95%
3 year$0.5M2.15%

Currency account rates

With many of our WorldCurrency® accounts, you get the opportunity to earn interest in your chosen currency or CD basket. These products are available to personal or business banking clients.

WorldCurrency Access® Deposit Accounts

Annual Percentage Yields (APYs) on our WorldCurrency Access Deposit Accounts are variable. All APYs and Monthly Maintenance Fees are accurate as of 02/09/2024.x

Australian dollar

BalancesAPY
Balance Up To: 14,3000.00%
Balance Up To: 35,7000.00%
Balance Up To: 71,4000.00%
Balance Up To: 142,8000.00%
Balance Over: 142,8000.00%

Brazilian realx

BalancesAPY
Balance Up To: 40,5000.00%
Balance Up To: 101,2000.00%
Balance Up To: 202,5000.00%
Balance Up To: 405,0000.00%
Balance Over: 405,0000.00%

British pound

BalancesAPY
Balance Up To: 6,8000.00%
Balance Up To: 17,1000.00%
Balance Up To: 34,2000.00%
Balance Up To: 68,4000.00%
Balance Over: 68,4000.00%

Canadian dollar

BalancesAPY
Balance Up To: 14,0000.00%
Balance Up To: 35,0000.00%
Balance Up To: 70,0000.00%
Balance Up To: 140,0000.00%
Balance Over: 140,0000.00%

Chinese yuan

BalancesAPY
Balance Up To: 65,6000.00%
Balance Up To: 164,0000.00%
Balance Up To: 328,0000.00%
Balance Up To: 656,0000.00%
Balance Up To: 656,0000.00%

Czech koruna

BalancesAPY
Balance Up To: 248,0000.00%
Balance Up To: 620,0000.00%
Balance Up To: 1,240,0000.00%
Balance Up To: 2,480,0000.00%
Balance Over: 2,480,0000.00%

Danish krone

BalancesAPY
Balance Up To: 68,4000.00%
Balance Up To: 171,0000.00%
Balance Up To: 342,0000.00%
Balance Up To: 684,0000.00%
Balance Over: 684,0000.00%

Euro

BalancesAPY
Balance Up To: 9,2000.00%
Balance Up To: 23,1000.00%
Balance Up To: 46,3000.00%
Balance Up To: 92,5000.00%
Balance Over: 92,5000.00%

Hong Kong dollar

BalancesAPY
Balance Up To: 77,5000.00%
Balance Up To: 193,0000.00%
Balance Up To: 387,0000.00%
Balance Up To: 581,0000.00%
Balance Over: 581,0000.00%

Hungarian forint

BalancesAPY
Balance Up To: 2,500,0000.00%
Balance Up To: 6,500,0000.00%
Balance Up To: 14,000,0000.00%
Balance Up To: 26,000,0000.00%
Balance Over: 26,000,0000.00%

Indian rupeex

BalancesAPY
Balance Up To: 669,5000.00%
Balance Up To: 1,673,7000.00%
Balance Up To: 3,347,5000.00%
Balance Up To: 6,695,0000.00%
Balance Over: 6,695,0000.00%

Japanese yen

BalancesAPY
Balance Up To: 1,176,0000.00%
Balance Up To: 2,940,0000.00%
Balance Up To: 5,850,0000.00%
Balance Up To: 11,760,0000.00%
Balance Over: 11,760,0000.00%

*This account accrues a 0.25% monthly maintenance fee (3% annually).x

Mexican peso

BalancesAPY
Balance Up To: 177,1000.00%
Balance Up To: 442,7000.00%
Balance Up To: 885,5000.00%
Balance Up To: 1,771,0000.00%
Balance Over: 1,771,0000.00%

New Zealand dollar

BalancesAPY
Balance Up To: 15,1000.00%
Balance Up To: 37,8000.00%
Balance Up To: 78,7000.00%
Balance Up To: 151,5000.00%
Balance Over: 151,5000.00%

Norwegian krone

BalancesAPY
Balance Up To: 89,0000.00%
Balance Up To: 222,5000.00%
Balance Up To: 445,0000.00%
Balance Up To: 850,0000.00%
Balance Over: 850,0000.00%

Polish zloty

BalancesAPY
Balance Up to: 39,8000.00%
Balance Up To: 99,5000.00%
Balance Up To: 199,0000.00%
Balance Up To: 398,0000.00%
Balance Over: 398,0000.00%

Singapore dollar

BalancesAPY
Balance Up To: 14,3000.00%
Balance Up To: 35,7000.00%
Balance Up To: 71,5000.00%
Balance Up To: 143,0000.00%
Balance Over: 143,0000.00%

South African rand

BalancesAPY
Balance Up To: 160,3000.00%
Balance Up To: 400,7000.00%
Balance Up To: 801,5000.00%
Balance Up To: 1,603,0000.00%
Balance Over: 1,603,0000.00%

Swedish krona

BalancesAPY
Balance Up To: 85,0000.00%
Balance Up To: 213,2000.00%
Balance Up To: 426,0000.00%
Balance Up To: 850,7000.00%
Balance Over: 850,7000.00%

Swiss franc

BalancesAPY
Balance Up To: 9,9000.00%
Balance Up To: 24,7000.00%
Balance Up To: 49,5000.00%
Balance Up To: 99,0000.00%
Balance Over: 99,0000.00%

U.S. dollar

BalancesAPY
Balance Up To: 9,999.990.45%
Balance Up To: 24,999.990.45%
Balance Up To: 49,999.990.45%
Balance Up To: 99,999.990.45%
Balance Over: 100,000.000.45%

WorldCurrency® CDs

Annual Percentage Yields (APYs) on our WorldCurrency CDs are fixed. All APYs are accurate as of 02/09/2024.x

Australian dollar

TERMAPY
3 month2.27%

Brazilian realx

TERMAPY
3 month7.45%

British pound

TERMAPY
3 month3.29%

Canadian dollar

TERMAPY
3 month2.78%

Chinese yuan

BalancesAPY
3 month0.00%

Czech koruna

BalancesAPY
3 month4.06%

Danish krone

TERMAPY
3 month1.26%

Euro

TERMAPY
3 month1.76%

Hong Kong dollar

TERMAPY
3 month2.27%

Hungarian forint

TERMAPY
3 month6.66%

Indian rupeex

TERMAPY
3 month4.84%

Mexican peso

TERMAPY
3 month9.58%

New Zealand dollar

TERMAPY
3 month3.29%

Norwegian krone

TERMAPY
3 month2.52%

Polish zloty

TERMAPY
3 month4.06%

Singapore dollar

TERMAPY
3 month1.76%

South African rand

TERMAPY
3 month6.66%

Swedish krona

TERMAPY
3 month1.76%

Swiss franc

TERMAPY
3 month0.00%

WorldCurrency® CD Baskets

Annual Percentage Yields (APYs) on our WorldCurrency CD Baskets are fixed. All APYs are accurate as of 02/09/2024.x

Balanced Debt®x

TERMAPY
3 month2.78%

Commodity

TERMAPY
3 month3.55%

Euro Trax®

TERMAPY
3 month1.51%

Global High Yieldx

TERMAPY
3 month6.92%

Global Power Shift ®x

TERMAPY
3 month3.55%

New World Energy℠

TERMAPY
3 month2.52%

Pan-Asian℠

TERMAPY
3 month1.51%

Prudent Central Bank

TERMAPY
3 month2.52%

Ultra Resource®

TERMAPY
3 month2.27%

Viking®

TERMAPY
3 month1.76%

Login

While we are now EverBank, your accounts continue to be serviced by TIAA at this time. Please log in with your usual credentials.
User ID
Password

Register | Forgot User ID | Forgot Password

Credit Cards

LoanCare