Personal banking

Discover all the ways we put your money to work

Banking solutions that work as hard as you do.

5.25%

9-month CD APYx

4.75%

1-year intro APYFirst-year APY reflects a 1-year introductory rate available to first-time money market clients on balances up to $250K. Ongoing APYs otherwise apply.x

Get more bank for your buck

We want to make sure your unique needs are met. That's why we offer a range of notable features.

  • Competitive rates

    Our Yield Pledge accountsWe guarantee that your yield will always be high. We regularly compare the rates other banks are offering to make sure we keep your yield among the top 5% of Competitive Accounts. guarantee yields in the top 5%.x

  • No hidden fees

    No monthly maintenance or overdraft fees. We're here to grow your money, not take it.

  • FDIC insurance into the millions

    Get peace of mind with a robust safety net of FDIC insurance coverage expandable up to $50Mx with our CDARS® CD.x

  • Earn interest on interest

    Your balance and the interest you accrue earns money with interest compounded daily.

  • ATM fee reimbursements

    We don’t charge ATM fees, and we’ll even pay you back when others do.x

  • Convenient access

    When you want your money, you’ve got optionsAvailable options vary depending on your account type. , including debit cards, personal checks, online and wire transfers, online bill pay and Zelle®.x

Built to give you a competitive advantage

We're serious about making sure your hard-earned money goes the distance. That's why our EverBank Performance Savings account delivers you a well-deserved high yield, no monthly maintenance fee and convenient online and mobile access.

Don’t settle for average

With a $50,000 balance, our APY beats the competition.

APY
EverBank Performance Savingsx 5.15%
National averagex  0.52%
Bank of Americax 0.01%
Wells Fargox 0.01%

A range of banking solutions

Take a closer look with a side-by-side comparison of some of our featured accounts.

EverBank Performance SavingsEverBank CDYield Pledge Money MarketYield Pledge Checking
Rate5.15%
APYx
5.25%
9-month CD APYx
4.75%
1-year intro APYFirst-year APY reflects a 1-year introductory rate available to first-time money market clients on balances up to $250K. Ongoing APYs otherwise apply.x
0.45%
APY on all balance tiersx
Ideal forBuilding savings with a great rate accessed through online and mobile servicesLocking in a great rate from 3 months to 5 years Growing your savings with access to ATMs and checksEveryday banking, using online bill pay, and sending or receiving money
Competitive high yields
No monthly account fee
Debit card with purchase benefitsOn request
ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x
No-fee online bill payExpedited bill payments are available for a fee.
FDIC insured
Minimum to open$0$1,000$0$100

Mobile Banking

Our mobile app keeps you in touch with your money

Use the TIAA mobile app to bank on your time and on the go.

Strong and secure

Bank securely and with confidence

We protect your information with strong encryption methods. Plus, we have your back with our Web Safety Guarantee.x

How We Rate

Feel good about your bank

Best Online Banks of 2023

Our great rates, dedicated personal service and wide range of financial products earned us a GOBankingRates Best Online Banks of 2023 award.

4+ Star Rating

Bankrate's 2023 review of our products and services earned us a 4+ star rating out of 5 for quality and client focus.

Best Internet Banks of 2023

Competitive rates and low fees won our Yield Pledge accounts the Kiplinger's Best Internet Banks: Silver award for 2023.x

Our full range of banking accounts and resources

Explore all the ways we can help you make the most of your money.

Login

While we are now EverBank, your accounts continue to be serviced by TIAA at this time. Please log in with your usual credentials.
User ID
Password

Register | Forgot User ID | Forgot Password

Credit Cards

LoanCare

Web Safety Guarantee

Your safety is our priority

Our Web Safety Guarantee adds an extra layer of protection to your online security, so you can bank with peace of mind.x Our guarantee provides 100% protection for any funds in your consumer or business deposit accounts that are lost due to unauthorized Online Use or an EverBank mistake. We also cover fees for late bill payments if your payment doesn’t arrive by the delivery date shown in the online bill payment calendar. To qualify for coverage, you’ll need to:

  • Ensure you (or your employees) keep your online access credentials to yourself. Do not share them with anyone. If you suspect that your username, password, token, security code and/or PIN have been lost or stolen, change them and contact us immediately. At any time you may ask us to disable your password and issue a new one to you.
  • Report any unauthorized access or suspicious activity on your account immediately.
  • You (or your employees) should never leave computers or mobile devices unattended while logged in to the EverBank website; always log out completely when finished. To notify EverBank of unauthorized activity, please call Client Solutions or Business Support.

For more information about your responsibilities, please see the Web Safety Guarantee section in the Terms and Conditions booklet that pertains to you.