Get more bank for your buck

Your unique needs are important. That’s why we offer features that make banking easier.

  • Competitive rates

    EverBank Performance accounts deliver dependable high yields.

  • No hidden fees

    No monthly maintenance or overdraft fees. We're here to grow your money, not take it.

  • FDIC insurance into the millions

    Get peace of mind with a robust safety net of FDIC insurance coverage expandable up to $50Mx with our CDARS® CD.x

  • Earn interest on interest

    Your balance and the interest you accrue earns money with interest compounded daily.

  • ATM fee reimbursements

    We don’t charge ATM fees, and we’ll even pay you back when others do.x

  • Convenient access

    When you want your money, you’ve got optionsAvailable options vary depending on your account type. , including debit cards, personal checks, online and wire transfers, online bill pay and Zelle®.x

Built to give you a competitive advantage

We're serious about making sure your hard-earned money goes the distance. That's why our EverBank Performance Savings account delivers you a well-deserved high yield, no monthly maintenance fee and convenient online and mobile access.

See how we compare

9x the national average

With a $50,000 balance, our APY beats the competition.

  • EverBank Performance Savingsx
    5.05
    %
    apy
  • National averagex
    0.53
    %
  • Bank of Americax
    0.01
    %
  • Wells Fargox
    0.01
    %

A range of banking solutions

Take a closer look with a side-by-side comparison of some of our featured accounts.

EverBank Performance SavingsEverBank Performance CDEverBank Performance
Money Market
EverBank Performance Checking
Rate5.05%
APYx
5.05%
9-month CD APYx
4.30%
APY on balances  $100,000+x
0.40%
APY on all balance tiersx
Ideal forBuilding your savings with a high yield and online accessLocking in a great rate with flexible terms from 3 months to 5 yearsGrowing your money faster with easy access using ATMs and checksEveryday banking that earns interest and offers you secure access to your money 24/7
Competitive high yields
No monthly account fee
Debit card with purchase benefitsOn request
ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x
No-fee online bill payExpedited bill payments are available for a fee.
FDIC insured
Minimum to open$0$1,000$0$100

Mobile Banking

Our mobile app keeps you in touch with your money

Use the TIAA mobile app to bank on your time and on the go.

Strong and secure

Bank securely and with confidence

We protect your information with strong encryption methods. Plus, we have your back with our Web Safety Guarantee.x

How We Rate

Feel good about your bank

Best Online Banks of 2024

Our great rates, dedicated personal service and wide range of financial products earned us a GOBankingRates Best Online Banks of 2024 award.

4.8 Star Rating

Bankrate's 2024 review of our products and services earned us a 4.8 star rating out of 5 for quality and client focus.

5-Star BauerFinancial Rating

BauerFinancial awarded us with a “Superior” rating to recognize our financial strength and stability.x

Our full range of banking accounts and resources

Explore all the ways we can help you make the most of your money.

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Web Safety Guarantee

Your safety is our priority

Our Web Safety Guarantee adds an extra layer of protection to your online security, so you can bank with peace of mind.x Our guarantee provides 100% protection for any funds in your consumer or business deposit accounts that are lost due to unauthorized Online Use or an EverBank mistake. We also cover fees for late bill payments if your payment doesn’t arrive by the delivery date shown in the online bill payment calendar. To qualify for coverage, you’ll need to:

  • Ensure you (or your employees) keep your online access credentials to yourself. Do not share them with anyone. If you suspect that your username, password, token, security code and/or PIN have been lost or stolen, change them and contact us immediately. At any time you may ask us to disable your password and issue a new one to you.
  • Report any unauthorized access or suspicious activity on your account immediately.
  • You (or your employees) should never leave computers or mobile devices unattended while logged in to the EverBank website; always log out completely when finished. To notify EverBank of unauthorized activity, please call Client Solutions or Business Support.

For more information about your responsibilities, please see the Web Safety Guarantee section in the Terms and Conditions booklet that pertains to you.