Financing solution

Multifamily Lending

We offer flexible financing solutions on multifamily properties to best fit your needs and to help you close the transaction.

Financing options that grow with you

EverBank’s Multifamily Lending business offers streamlined acquisition, refinance and construction take-out options for multifamily properties with 5+ units. Our relationship-driven financing professionals are dedicated to keep you connected to innovative financial solutions with a certainty of execution.

Property types

  • 5+ Unit Residential
  • Mixed Use
  • Student Housing

Products & structure

  • Low cost transactions
  • Flexible prepayment options
  • Full and limited recourse options available
  • Interest-only structures available
  • Cash-out options
  • Forward Rate lock up to 60 days

Program details

Transaction size

$500,000 - $20,000,000+

Term Structure

Up to 30 YRS

Fixed for 3-, 5-, 7- or 10-year term with adjustable rate thereafter


Up to 30 YRS

Maximum LTV


Minimum DSCR

1.15x1.20x for cash-out refinance

Experience in local markets

EverBank is currently lending on properties located in major metropolitan areas in the following states:

West coast

  • California
  • Oregon
  • Washington

East coast

  • Florida
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Business banking solutions

Move your business forward with banking solutions that can help you strategically grow and manage your finances.

Our commitment

Your success is our priority.

Client-focused service

Our knowledgeable and dedicated professionals have the regional and property expertise to structure the right deal for you.

Fast & reliable

For speed and certainty of execution, depend on us to deliver as promised and as quickly as possible—no surprises.

Customized solutions

We offer flexible financing options to best fit each customer's needs and help you close the transaction.

Information to keep in mind

    • With commercial real estate transactions, additional fees and closing costs such as insurance and/or appraisals may apply. You will be provided closing costs throughout the closing process. Some property types may not qualify. Some applications may require additional information or consideration. Product terms and conditions are subject to change. Each proposed product is subject to EverBank’s approval process. Normal credit standards apply.



    Routing Numbers

    ACH: 063092110
    Wire transfer: 063000225