Financing solution

Multifamily Lending

We offer flexible financing solutions on multifamily properties to best fit your needs and to help you close your transaction

Financing options that grow with you

EverBank’s Multifamily Lending business offers streamlined acquisition, refinance and construction take-out options for multifamily properties with 5+ units. Our relationship-driven financing professionals are dedicated to keep you connected to innovative financial solutions with a certainty of execution.

Property types

  • 5+ Unit Residential
  • Mixed Use
  • Student Housing

Products & structure

  • Low cost transactions
  • Flexible prepayment options
  • Full and limited recourse options available
  • Interest-only structures available
  • Cash-out options
  • Forward Rate lock up to 60 days

Program details

Transaction size

$500,000 - $20,000,000+

Term Structure

Up to 30 YRS

Fixed for 3-, 5-, 7- or 10-year term with adjustable rate thereafter

Amortization

Up to 30 YRS

Maximum LTV

75%

Minimum DSCR

1.15x1.20x for cash-out refinance

Experience in local markets

Our regional experts are here for you.

California

CJ Donovan

California

Patrick Matchett

Oregon

JT Horner

California

Jim Karpontinis

California

Tony Fire

Washington

Matt Couch

California

Lindsay Spjut

California

Warren Ramsey

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Business banking solutions

Move your business forward with banking solutions that can help you strategically grow and manage your finances.

Our commitment

Your success is our priority.

Client-focused service

Our knowledgeable and dedicated professionals have the regional and property expertise to structure the right deal for you.

Fast & reliable

For speed and certainty of execution, depend on us to deliver as promised and as quickly as possible—no surprises.

Customized solutions

We offer flexible financing options to best fit each customer's needs and help you close the transaction.

Information to keep in mind

    • With commercial real estate transactions, additional fees and closing costs such as insurance and/or appraisals may apply. You will be provided closing costs throughout the closing process. Some property types may not qualify. Some applications may require additional information or consideration. Product terms and conditions are subject to change. Each proposed product is subject to EverBank’s approval process. Normal credit standards apply.

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    Routing Numbers

    ACH: 063092110
    Wire transfer: 063000225

    Contact an expert

    JT Horner

    Director, Multifamily Loan Production

    All fields are required unless otherwise noted.

    Contact an expert

    CJ Donovan

    Director, Multifamily Loan Production

    All fields are required unless otherwise noted.

    Contact an expert

    Patrick Matchett

    Director, Multifamily Loan Production

    All fields are required unless otherwise noted.

    Contact an expert

    Jim Karpontinis

    Director, Multifamily Loan Production

    All fields are required unless otherwise noted.

    Contact an expert

    Tony Fire

    Director, Multifamily Loan Production

    All fields are required unless otherwise noted.

    Contact an expert

    Matt Couch

    Director, Multifamily Loan Production

    All fields are required unless otherwise noted.

    Contact an expert

    Lindsay Spjut

    Director, Multifamily Loan Production

    All fields are required unless otherwise noted.

    Contact an expert

    Warren Ramsey

    Director, Multifamily Loan Production

    All fields are required unless otherwise noted.