MarketSafe® CDs
No risk, no reward? Don’t bet on it.
When available, our limited-time MarketSafe CDs offer up a unique opportunity to tap into historically risky markets with zero risk of loss to your principal.x
Now Available
MarketSafe® Gold CD
Offering a smarter way to tap into gold’s potential. Earn a Market Upside Payment tied to gold’s performance over 18 months, with growth potential up to 12%. Open and fund by September 21, 2026.x
Safety first
Where the only potential is positive potential
Are you always wondering how much money to risk on a new market opportunity? It’s a balancing act like few others. It could mean a big payday or total loss. In creating our U.S. dollar-denominated MarketSafe CDs, we’ve removed concern over principal risk from the equation. Discover this safe alternative for tapping into the potential of historically risky markets, like foreign currencies and commodities, today.
100% principal protectionx
Our MarketSafe CDs offer a unique combination of 100% principal protection and the potential for strong, market-driven gains. Yes, sometimes the smartest investments are in fact the safest ones.
Financial innovation at work for you
While traditional CDs have their place in many peoples’ financial plans, not all plans are created the same. With a MarketSafe CD, you can seek more.
MarketSafe Gold CD
Interested in adding gold to your investment strategy? A MarketSafe Gold CD provides a unique way to gain exposure to gold’s potential upside while safeguarding your principal.x
- 18-month, FDIC-insured CD
- Returns of up to 12%, based on gold’s performance
- IRA eligible
- $1,500 to open
Please note: No APY or periodic rate of interest is paid on this indexed and U.S. dollar-denominated CD and OID reporting rules apply.x
100% principal protectionx
Your full deposit is guaranteed at maturity—regardless of how gold performs.
Growth opportunity up to 12%
Earn a Market Upside Payment based on gold’s performance over 18 months.
Smart diversification
Add exposure to gold without directly investing in commodities or taking on market volatility risk.
Take advantage of this unique investment by September 21, 2026
How it works
Seek the upside, skip the downside
With a MarketSafe CD, your principal deposit is always secure.x So in the event of poor CD performance over the term of the CD, the least you’ll get back is your upfront investment. On the other hand, if there’s positive performance over the CD term, you’ll receive a Market Upside Payment on top of 100% of your principal deposit. Market Upside Payment calculations may vary by MarketSafe CD and will be explained on the applicable CD’s term sheet.
MarketSafe alerts
What’s coming up next?
Don’t miss out on future MarketSafe CDs. Complete the form, and we’ll be in touch when the next one’s ready.
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