WorldCurrency® CD Baskets

In search of greater prosperity? Let's unite some nations.

History tells us that the more nations join and work together, the better off we all are. We've taken this same diplomatic philosophy and applied it to our full line of CD baskets. With each basket, we've united multiple single currency CDs for a singular goal: to help you seek greater prosperity with minimized risk. In this case, if one economy runs into trouble, you can look to others for support. That's the true benefit of uniting nations.

Browse the Baskets

The nations included in each CD basket share one overarching characteristic: they're either commodity rich, economy driven or geographically inspired. Access the details about our CD baskets below.

Commodity Rich

The nations in these baskets may benefit from increased world demand for their tremendous natural resources.

CD Basket Breakdown
Global Power Shift® 4
Mining Opportunity® 4
New World EnergySM
Ultra Resource®
World Energy®

Economy Driven

The nations in these baskets may benefit because of sound economic strategies that help drive their monetary strength.

CD Basket Breakdown
Balanced Debt® 4
International Reserve4
Investor's Opportunity®

Geographically Inspired

The nations in these baskets may benefit from certain regional strengths and geopolitical strategies.

CD Basket Breakdown
Pacific Advantage®

Cash Management Account

As part of our asset management service, when you open this account, you can request that we open a Yield Pledge® Checking Account on your behalf. Use this high yield account to hold available funds. Use it to open and fund new EverBank® accounts. You can even start using it as your everyday checking account if you wish. But no matter what you do with it, every bit of cash you sweep into it will earn a high yield.5
Discover yield pledge checking >

Note: If you do not request, or already have, a Yield Pledge Checking Account to serve as your cash management account, then you must open a U.S. dollar Access Deposit Account to serve as one.

Risks & Rewards

All world travel involves some potential for risk and reward. The same holds true when putting money into the world's currencies. Know them up front so you can diversify with confidence.

Know the Risks

Loss of principal is possible with all of our currency products. While many of our accounts will pay interest based on the country's prevailing rates, fluctuations in the value of the currency against the U.S. dollar could offset any interest earnings and result in loss of principal at conversion. Keep in mind that currency prices are generally unpredictable and may be influenced by a number of different factors. Also, due to currency exchange controls and other considerations, certain currency products are undeliverable.6

Appreciate the Rewards

Foreign currencies are a unique asset class that can help you achieve a number of key financial goals. And while many experts agree that currencies can be a sound addition to a portfolio, it's for you to weigh the risk with the rewards.

Gain Global Know How

Don't go at the globe alone. With EverBank, you'll always have the support of foreign currency experts with vast global experience. Call on them whenever you have questions, need help or wish to make a transaction. We're also here for you online with our currency exchange rate pages and other insightful resources that may be used to enhance your currency savvy even more.

More Opportunities

You might also be interested in our other FDIC-insured WorldCurrency accounts. Explore them today.