Tap into a new kind of reserve

Oil is in constant world demand, and with this basket we've struck on three nations rich in oil and free of Middle Eastern geopolitical strife. This is your opportunity to fuel up with the British pound, Mexican peso and Norwegian krone in a single account.

Basket Breakdown

Comprised of multiple single-currency CDs, the graphic below shows the specific distribution or weighting of the different currencies. Select a currency for timely data like exchange rates and key indicators, as well as our own foreign currency insights.

Rates

Here are the fixed interest rates that are currently being offered on this basket. Keep in mind that risk of loss is still possible with this account.

All interest rates, Annual Percentage Yields (APYs) and Monthly Maintenance Fees are accurate as of 4/20/2018 12:00:00 AM.

Term	Interest Rate²	APY²
3 month	1.58%	1.59%
6 month	1.58%	1.59%

Past Performance

See how this basket has performed over the years in relation to its individual currencies.³

more baskets

Go deeper with our innovative line of CD baskets. Visit our product overview page to access the full listing of baskets, the risks and rewards, and our currency know how resources.
Our Basket Overview >

iImportant Disclosures

TIAA, FSB is an FDIC insured federal savings association. The standard FDIC insurance limit of $250,000 applies per depositor, per insured depository institution for each account ownership category. FDIC insurance covers against loss due to the failure of the institution, but not due to fluctuations in currency values. Due to the nature and volatility of the foreign exchange market, the values of currencies are subject to wide fluctuations against the U.S. dollar. Foreign currency denominated instruments will entail significant risk exposure to adverse movements of the foreign currency relative to the U.S. dollar. The amount of deposit insurance available for products denominated in foreign currency will be determined and paid in the United States dollar equivalent of the foreign currency, as the value of such currency is determined by the FDIC under its regulations, on the institution's date of default. You can lose money, including principal, due to currency fluctuations. Please only deposit money that you can afford to risk, and as part of a broadly diversified strategy.
The quoted interest rates and Annual Percentage Yields (APYs) for our WorldCurrency CD Baskets are accurate as of 4/20/2018 12:00:00 AM. Interest rates and APYs may change without notice prior to the opening of the CD and do not reflect the potential gains or losses associated with fluctuations in the market price of currencies on deposit. The stated APY assumes that interest remains on deposit until maturity. Interest earned on your CD Basket will be calculated on and paid in additional units of the CD. Each unit is made up of each of the currencies listed above in accordance with the percentages specified. At maturity, your units can be rolled over into a new CD Basket or converted to U.S. dollars at an Exchange Rate that blends the Market Rate of each currency in accordance with that currency's weighting and also includes our Spread. See the Account Terms, Disclosures and Agreements Booklet for defined terms and more information. The required minimum opening deposit is $20,000. Early withdrawal penalties apply. Fees may reduce earnings.
Past performance is not a guarantee of future results.