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Home Equity Line of Credit
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No matter how you slice it, getting the mortgage that meets your needs and goals is fundamental to home financing. And with
That’s just part of what I bring to the table. Yes, I’ll help you accomplish the needs of the day. But my ultimate goal is to create a long-lasting relationship. And that means I’ll provide you hands-on service every step of the way so that you close quickly and easily.
As a Chairman’s Circle recipient, EverBank’s honor for a select group of top producers, I believe that being successful in my industry requires two distinct skill sets. You have to know lending and you have to know people. Those two areas of expertise have successfully aligned for me—meaning my clients can feel confident that I truly will be with them every step of the way.
Subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Not all products are available in all states and for all loan amounts. Other restrictions and limitations may apply. The actual terms of the loan will depend upon the specific characteristics of the loan transaction, the applicant's credit history, and other financial circumstances that may apply.
First lien home equity line of credit with interest-only payments in the draw period available in AZ, CA, CO, CT, DC, FL, GA, MD, MA, MO, MT, NC, NJ, NY, OR, PA, RI, UT, VA, WA.
Second lien home equity line of credit must be obtained through EverBank at the same time as a closed end first mortgage (the "primary mortgage"). This option is not available in conjunction with all closed end first lien products or with first lien HELOCs and is only available in AZ, CA, CO, CT, DC, FL, GA, MA, MD, MO, MT, NC, NJ, NY, OR, PA, RI, UT, VA, WA.
Eligibility for the physician-focused financing is available to existing medical doctors including DOs, dentists, dental surgeons and veterinarians who are actively practicing and are within 10 years of residency; newly licensed medical residents who are currently employed in residency or fellowship; newly licensed medical students who are beginning new employment/residency and within 60 days of closing; or new medical professional graduates who are under contract for residency and within 60 days of closing.
Co-op financing only available in the New York boroughs of the Bronx, Brooklyn, Manhattan, Queens and Staten Island, as well as Nassau, Rockland, Suffolk and Westchester counties.
The Lock and Shop program may not be available for all loan types or for all transactions. Borrower can lock up to and the loan must close within 90 days. Property must be identified within 45 days from the initial lock. A one-time float down can be exercised no sooner than 30 days prior to closing and no later than the earlier of 15 days prior to the closing or 15 days prior to expiration of the rate lock. The interest rate for this Lock and Shop program may be higher. Please contact us for more details regarding terms and conditions.