EverBank CD

Achieve bold savings on your terms

  • Terms from 3 months to 5 years

  • No monthly maintenance fee

  • 20-day advanced maturity alert

  • Automatic renewal at maturity

  • Interest withdrawal option at opening

  • $1,000 to open

Calculate your earnings

APYx

0%

$1,000 minimum to open

EarningsEarnings are illustrative and based on a CD held to maturity with the deposit and APY stated. Actual earnings may differ based on rounding factors.

$0

Lock in a great rate and peace of mind

Enjoy earning a fixed interest rate for the term you select, from 3 months to 5 years.
Annual Percentage Yields (APYs) are accurate as of 02/16/2024.

TermsAPYx
3 month3.95%
6 month4.00%
9 month5.25%
1 year4.90%
1.5 year4.40%
TermsAPYx
2 year4.50%
2.5 year4.10%
3 year4.20%
4 year4.00%
5 year4.00%

CDARS® CD

For FDIC insurance coverage into the millions

Every situation is different, and when you need expanded coverage, we’re pleased to offer access to FDIC insurance coverage on millions in deposits.x

Web Safety Guarantee

Bank securely and with confidence

We protect your information with strong encryption methods and even have your back with our Web Safety Guarantee.x

Open online now

Your money's going to thank you

Set your money on the right course with our seamless online account application.

  1. Apply

    Open your new account online and with ease.

  2. Fund account

    Send an opening deposit by online transfer, wire transfer or mail.

  3. Start banking

    Set up online banking and watch your money grow.

Your questions answered

A certificate of deposit (CD) is a savings product that earns interest on a lump sum for a fixed period of time.

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Web Safety Guarantee

Your safety is our priority

Our Web Safety Guarantee adds an extra layer of protection to your online security, so you can bank with peace of mind.x Our guarantee provides 100% protection for any funds in your consumer or business deposit accounts that are lost due to unauthorized Online Use or an EverBank mistake. We also cover fees for late bill payments if your payment doesn’t arrive by the delivery date shown in the online bill payment calendar. To qualify for coverage, you’ll need to:

  • Ensure you (or your employees) keep your online access credentials to yourself. Do not share them with anyone. If you suspect that your username, password, token, security code and/or PIN have been lost or stolen, change them and contact us immediately. At any time you may ask us to disable your password and issue a new one to you.
  • Report any unauthorized access or suspicious activity on your account immediately.
  • You (or your employees) should never leave computers or mobile devices unattended while logged in to the EverBank website; always log out completely when finished. To notify EverBank of unauthorized activity, please call Client Solutions or Business Support.

For more information about your responsibilities, please see the Web Safety Guarantee section in the Terms and Conditions booklet that pertains to you.