Small Business Checking

All of the essentials, with no maintenance fee

Created exclusively for sole proprietors and single-owner LLCs, our Small Business Checking Account can boost your money’s productivity with a competitive yield, no monthly maintenance fees and a low minimum to open.

  • $1,500 to open 
  • Earn a competitive yield on all balances 
  • No monthly maintenance fee 
  • ATM fee reimbursementsKeep a minimum average daily balance of $5,000 in your account, and we’ll reimburse you monthly for all ATM fees charged by other banks. For balances under $5,000, get reimbursed for up to $15 in ATM fees monthly.x
  • Convenient mobile check depositx
  • Overdraft protection available 

Today's rates

BalancesAPYx
$100,000 and up0.50%
$50,000 to $99,999.990.50%
$25,000 to $49,999.990.50%
$10,000 to $24,999.990.50%
$0 to $9,999.990.50%

Annual Percentage Yields (APYs) are accurate as of 12/06/2024.

Fees at a glance

No hidden fees

We’ve built this account with one key goal in mind: to keep more of your business funds working for you.

  • EverBank ATM feesKeep a minimum average daily balance of $5,000 in your account, and we’ll reimburse you monthly for all ATM fees charged by other banks. For balances under $5,000, get reimbursed for up to $15 in ATM fees monthly.x
  • Monthly maintenance fee
Fee typeFee amount
Online bill payments$0
Replacement debit card$0
Overdraft transfer fee$0
Stop payment fee$25

Open an account

Get started online

Better banking for your business begins here. Expedite the account opening process by telling us just a little about your new account needs.

Work with a specialist

Monday Friday, 8 a.m. – 5 p.m. (ET)

Top view of businessman sitting on longboard using laptop

Business is easier with the right checking account

We offer a range of business checking solutions and have built a lineup of accounts that can meet the financial needs of nearly any business.

Treasury services

The right tools for the job

Access the treasury services that’ll keep your business finances on track and moving forward. From matters of simple bookkeeping and payment methods to financial reporting and analysis, we have the tools for the job.

Accepting payments 
Making payments 
  • Initiate domestic & foreign wires 
  • Comprehensive bill pay solution 
  • Use ACH for payables and payroll 
Business fraud detection and protection 
  • Check Positive Pay 
  • ACH Positive Pay 
  • Online Stop Pay 
Business Online Banking 
  • View check images & eStatements
  • Run a wide range of reports
  • Download to financial software

Business online banking

Bank on efficiency

Experience full-service, 24/7 access to your business banking accounts through our Business Online Banking platform and mobile app.

Strong and secure

We’ve got your back

You’ve worked hard to build your business, so naturally you want to protect your funds and profits. That’s why with every account at EverBank, we deliver stringent security measures to help reduce fraud risk and prevent unauthorized transactions.

We’re ready to work for you

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Routing Numbers

ACH: 063092110
Wire transfer: 063000225

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Busy at the moment? No problem

Have a member of our Business Banking Center contact you directly. Whether you’re a current client or just now finding us, you can count on receiving the dedicated level of service your business deserves.

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