Small Business Checking
All of the essentials, with no maintenance fee
Created exclusively for sole proprietors and single-owner LLCs, our Small Business Checking Account can boost your money’s productivity with a competitive yield, no monthly maintenance fees and a low minimum to open.
- $1,500 to open
- Earn a competitive yield on all balances
- No monthly maintenance fee
- ATM fee reimbursementsKeep a minimum average daily balance of $5,000 in your account, and we’ll reimburse you monthly for all ATM fees charged by other banks. For balances under $5,000, get reimbursed for up to $15 in ATM fees monthly.x
- Convenient mobile check depositx
- Overdraft protection available
Today's rates
| Balances | APYx |
|---|---|
| $100,000 and up | 0.50% |
| $50,000 to $99,999.99 | 0.50% |
| $25,000 to $49,999.99 | 0.50% |
| $10,000 to $24,999.99 | 0.50% |
| $0 to $9,999.99 | 0.50% |
Annual Percentage Yields (APYs) are accurate as of 05/16/2025.
Fees at a glance
No hidden fees
We’ve built this account with one key goal in mind: to keep more of your business funds working for you.
- $0EverBank ATM feesKeep a minimum average daily balance of $5,000 in your account, and we’ll reimburse you monthly for all ATM fees charged by other banks. For balances under $5,000, get reimbursed for up to $15 in ATM fees monthly.x
- $0Monthly maintenance fee
| Fee type | Fee amount |
|---|---|
| Online bill payments | $0 |
| Replacement debit card | $0 |
| Overdraft transfer fee | $0 |
| Stop payment fee | $25 |
Open an account
Get started online
Better banking for your business begins here. Expedite the account opening process by telling us just a little about your new account needs.
Business is easier with the right checking account
We offer a range of business checking solutions and have built a lineup of accounts that can meet the financial needs of nearly any business.
Treasury services
The right tools for the job
Access the treasury services that’ll keep your business finances on track and moving forward. From matters of simple bookkeeping and payment methods to financial reporting and analysis, we have the tools for the job.
- Desktop remote deposit capturex
- Mobile check depositsx
- Mail & wire
- Access to a leading merchant services provider
- Initiate domestic & foreign wires
- Comprehensive bill pay solution
- Use ACH for payables and payroll
- Check Positive Pay
- ACH Positive Pay
- Online Stop Pay
- View check images & eStatements
- Run a wide range of reports
- Download to financial software
Business online banking
Bank on efficiency
Experience full-service, 24/7 access to your business banking accounts through our Business Online Banking platform and mobile app.
Strong and secure
We’ve got your back
You’ve worked hard to build your business, so naturally you want to protect your funds and profits. That’s why with every account at EverBank, we deliver stringent security measures to help reduce fraud risk and prevent unauthorized transactions.
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