WorldCurrency® CDs

Spread your wealth with our certificates of diversification

Thinking outside the box, it's what drives strategic wealth seekers beyond borders and into foreign currencies. It's about reaching past the U.S. dollar for portfolio diversification that's global in scale. And with our WorldCurrency CDs, you've found the perfect tool for spreading your wealth into many of the world's most promising currencies. No longer will you be so dependent on the health and well-being of the U.S. dollar and economy. Simply pick a currency and term, and it's diversify on.

available currencies

Many different currencies are available. Use the flags to access more about each of them, including current and historic exchange rate information.

Cash Management Account

As part of our asset management service, when you open this account, you can request that we open a Yield Pledge® Checking Account on your behalf. Use this high yield account to hold available funds. Use it to open and fund new EverBank® accounts. You can even start using it as your everyday checking account if you wish. But no matter what you do with it, every bit of cash you sweep into it will earn a high yield.4
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Note: If you do not request, or already have, a Yield Pledge Checking Account to serve as your cash management account, then you must open a U.S. dollar Access Deposit Account to serve as one.

Risks & Rewards

All world travel involves some potential for risk and reward. The same holds true when putting money into the world's currencies. Know them up front so you can diversify with confidence.

Know the Risks

Loss of principal is possible with all of our currency products. While many of our accounts will pay interest based on the country's prevailing rates, fluctuations in the value of the currency against the U.S. dollar could offset any interest earnings and result in loss of principal at conversion. Keep in mind that currency prices are generally unpredictable and may be influenced by a number of different factors. Also, due to currency exchange controls and other considerations, certain currency products are undeliverable.5

Appreciate the Rewards

Foreign currencies are a unique asset class that can help you achieve a number of key financial goals. And while many experts agree that currencies can be a sound addition to a portfolio, it's for you to weigh the risk with the rewards.

Gain Global Know How

Don't go at the globe alone. With EverBank, you'll always have the support of foreign currency experts with vast global experience. Call on them whenever you have questions, need help or wish to make a transaction. We're also here for you online with our currency exchange rate pages and other insightful resources that may be used to enhance your currency savvy even more.

more opportunities

You might also be interested in our other FDIC-insured WorldCurrency accounts. Explore them today.