Your CRA questions, answered

Browse our Community Reinvestment Act frequently asked questions and answers to learn about the program, EverBank's commitment and how you can apply for a grant.

What is EverBank’s commitment under the Community Reinvestment Act (CRA)?

EverBank is committed to helping meet the credit needs of the communities we serve through qualified lending, investments and services that benefit low-and-moderate income (LMI) individuals or geographies.

What types of programs and initiatives does EverBank support?

EverBank’s CRA contributions focus on programs that support:

  • Financial education
  • Workforce development / economic development
  • Revitalization and stabilization of local communities
  • Affordable housing

All programs benefit low-and-moderate income (LMI) individuals or geographies and have a primary purpose of community or economic development of these areas, distressed areas or designated disaster areas.

Who can apply for CRA contributions?

Organizations eligible to apply must:

  • Be nonprofit or community-based organization serving EverBank’s assessment areas.
  • Deliver programs that have a primary purpose of community or economic development.
  • Serve low-and-moderate income individuals, families or geographies.
What are EverBank’s assessment areas?
  • Florida: Broward County, Collier County, Duval County, Lee County, Miami-Dade County, Palm Beach County, Pinellas County
  • California: Alameda County, Orange County, Los Angeles County, Marin County, Placer County, San Bernardino County, San Francisco County, San Mateo County, Santa Clara County, Ventura County
  • New York: Queens County
How do I apply?

Applications are submitted through the EverBank CRA Charitable Grant Application here.

Can I start my application, save it and complete it later?

No.  Applications cannot be saved and must be submitted at one sitting.

What documentation is needed to submit the application?

Please complete the required information included in the CRA Charitable Grant Application.  Additionally, the following attachments are required. Please combine all attachments into one PDF.

  • Cover letter
  • W-9
  • Copy of your current IRS determination letter indicating tax-exempt 501(c)(3) status
  • Board of Directors list, including names and affiliations
  • Annual report, if available
  • Most recent Impact Report
  • Most recent audited financial statements (if available) or IRS Form 990
  • A list of major corporate and foundation donors for the past two years
  • Summary of the organization’s three major core programs or activities
What is the application timeline?

Application period opens: November 1, 2025
Submission deadline: Wednesday, December 31, 2025

Does receiving an invitation to apply guarantee funding? 

No. While EverBank encourages eligible organizations to apply, an invitation to apply does not guarantee funding approval. All requests are reviewed based on eligibility, community impact, alignment with CRA objectives and available resources.

How is EverBank expanding its community impact in the years ahead?

EverBank is planting a stake in the ground to impact 1 million students through financial education by 2030. This initiative reflects our commitment to empowering future leaders with the knowledge and confidence to make smart financial decisions. Through our community partnerships, volunteer programs and community investments, we are expanding access to financial education and helping students build stronger financial futures.

Does EverBank consider multi-year funding requests?

EverBank reviews requests on an annual basis. All applications submitted during the cycle will be considered for 2026 funding only. Organizations seeking continued support are encouraged to reapply each year during the annual request cycle.

If we are approved, when can we expect to hear?

Email notifications will be sent within 12 weeks of application deadline.

Who can I contact with questions?

If you have questions about the CRA contribution request process, please contact communityrequests@everbank.com

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We’ve partnered with Elan Financial Services as issuer and creditor of EverBank credit cards

By selecting continue, you will leave everbank.com to visit a website operated by Elan. We are not responsible for its content, security or availability.

We’ve partnered with Elan Financial Services as issuer and creditor of EverBank credit cards

By selecting continue, you will leave everbank.com to visit a website operated by Elan. We are not responsible for its content, security or availability.