Your CRA questions, answered

Browse our Community Reinvestment Act frequently asked questions and answers to learn about the program, EverBank's commitment and how you can apply for a grant.

What is EverBank’s commitment under the Community Reinvestment Act (CRA)?

EverBank is committed to helping meet the credit needs of the communities we serve through qualified lending, investments and services that benefit low- and moderate- income (LMI) individuals or geographies, and small businesses.

What types of programs and initiatives does EverBank support?

EverBank’s CRA contributions focus on programs with a primary purpose of community development that support:

  • Affordable housing for LMI individuals and families
  • Community services for LMI individuals, including financial education and workforce development
  • Economic development, including small business growth and jobs creation/retention
  • Revitalization and stabilization of local communities
Who can apply for CRA contributions?

Organizations eligible to apply typically must:

  • Be nonprofit or community-based organization serving EverBank’s assessment areas.
  • Deliver programs that have a primary purpose of community development.
  • Serve LMI individuals/families/geographies and/or small businesses.

See EverBank’s CRA Grant Application for complete eligibility criteria.

What are EverBank’s assessment areas?
  • Florida: Broward County, Collier County, Duval County, Lee County, Miami-Dade County, Palm Beach County, Pinellas County
  • California: Alameda County, Orange County, Los Angeles County, Marin County, Placer County, San Bernardino County, San Francisco County, San Mateo County, Santa Clara County, Ventura County
  • New York: Queens County
How do I apply?

Applications are submitted through the EverBank CRA Grant Application here.

Can I start my application, save it and complete it later?

No.  Applications cannot be saved and must be submitted at one sitting.

What documentation is needed to submit the application?

Please complete the required information included in the CRA Grant Application.  Additionally, the following attachments are required.

  • Cover letter
  • W-9
  • Copy of your current IRS determination letter indicating tax-exempt 501(c)(3) status
  • Annual report, if available
  • Most recent audited financial statements (if available) or IRS Form 990
What is the application timeline?

Application period opens: Thursday, October 1, 2026
Submission deadline: Monday, November 30, 2026

Does receiving an invitation to apply guarantee funding? 

No. While EverBank encourages eligible organizations to apply, an invitation to apply does not guarantee funding approval. All requests are reviewed based on eligibility, community impact, alignment with CRA objectives and available resources.

Does EverBank consider multi-year funding requests?

EverBank reviews requests on an annual basis. All applications submitted during the cycle will be considered for 2027 funding only. Organizations seeking continued support are encouraged to reapply each year during the annual request cycle.

If we are approved, when can we expect to hear?

Email notifications will be sent within 12 weeks of application deadline.

Who can I contact with questions?

If you have questions about the CRA contribution request process, please contact communityrequests@everbank.com

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