Seth Waller joined EverBank in 2012 and serves as an Executive Vice President, Chief Credit Officer. With more than 20 years of banking experience, Mr. Waller’s career has focused on bank credit risk management. Previously, he served as Senior Vice President and Chief Credit Officer, Consumer Lending at U.S. Bank in Cincinnati. Earlier in his career, Mr. Waller held senior risk management and credit positions with GE Capital, Bank of America, and Transamerica.

Mr. Waller attended the United States Naval Academy and is a graduate of the University of West Florida. He holds a Master of Business Administration from the University of North Carolina at Charlotte and is a graduate of the CBA Executive Banking School, where he now serves on the faculty. He holds the Credit Risk Certification designation from the Risk Management Association and serves on the RMA’s Credit Risk Council.