Get the advantage you deserve with our Yield Pledge® promise

Our unique Yield Pledge promise guarantees you some of the most competitive rates in the nation. We make sure you stay at the top of your game by ensuring the yield on a Yield Pledge account will be in the top 5% of Competitive Accounts.x

Bringing you powerful results through great diligence

We never rest in working to grow your money. We regularly compare and adjust our rates based on data from Bankrate to make sure you earn yields that start and stay high.

Yield Pledge accounts guarantee top rates plus: 

  • No monthly maintenance fees 
  • FDIC insurance
  • Always convenient online and mobile access 

Rates with peace of mind

No more hopping from bank to bank. You can rest easy because we automatically adjust our rates so your yield stays in the top 5% of Competitive Accounts.x 

How we stack up

With our Yield Pledge accounts, you’ll never be settling for average. With a $50,000 balance, our APY beats the competition.


EverBank — 1-year introFirst-year APY reflects a 1-year introductory rate available to first-time money market clients on balances up to $250K. Ongoing APYs otherwise apply.x 4.30%
EverBank — ongoingUnless eligible for the 1-year intro APY, the account will earn the ongoing APY, which is also backed by our Yield Pledge promise.x 4.05%
National averagex  0.60%
TD Bankx 0.03%
Wells Fargox 0.26%


EverBankx  0.40%
National averagex  0.10%
Bank of Americax 0.02%
Wells Fargox 0.01%

Which Yield Pledge accounts are right for you?

Take a closer look with a side-by-side comparison of our Yield Pledge accounts.

Yield Pledge Money MarketYield Pledge Checking
1-year intro APYFirst-year APY reflects a 1-year introductory rate available to first-time money market clients on balances up to $250K. Ongoing APYs otherwise apply.x
APY on all balance tiersx
Ideal forGrowing your savings with access to ATMs and checksEveryday banking, using online bill pay, and sending or receiving money
Competitive high yields
No monthly account fee
Debit card with purchase benefitsOn request
ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x
No-fee online bill payExpedited bill payments are available for a fee.
FDIC insured
Minimum to open$0$100
Businesswoman leading a training class for professionals

Recognition reflects our commitment to you

Our commitment to doing what’s right for your money has earned notable results for you and noteworthy accolades for us.

Your questions answered

There is no fee or enrollment required for our Yield Pledge promise. It’s automatically included with each Yield Pledge account.

Let’s put your money to work

We’re ready when you are. Open your account online or by giving us a call.


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