Banking interest rates

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Personal banking rates

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Savings

EverBank Performance℠ Savings

BalancesAPYx
All Balances4.30%

The APY displayed is for new accounts only and may not be applicable for existing accounts.

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EverBank Performance℠ Money Market

BalancesAPYx
$100,000 and up
$50,000 to $99,999.99
$10,000 to $24,999.99
$0 to $9,999.992.02%
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CDs

EverBank Performance℠ CDs

TermsAPYx
3 month3.90%
6 month3.90%
7 monthAutomatically renews into a 6-month CD at maturity.
12 month
13 monthAutomatically renews into a 12-month CD at maturity.4.10%
18 month3.60%
24 month3.65%
25 monthAutomatically renews into a 24-month CD at maturity.3.75%
30 month
48 month
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CDARS® CDs

TermFunding Limit*APYx
$12M
$12M
1 year$12M
$1M2.91%
$0.5M3.22%

*Funding limits above are per depositor, per term, per week, with an overall CDARS CD funding limit of $50M.x

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3.5-Year Bump Rate CD

TermAPYx

Call before 4 p.m. (ET) for same day rate bump.

Checking

EverBank Performance℠ Checking

BalancesAPYx
$100,000 and up
$25,000 to $49,999.99
$10,000 to $24,999.99
$0 to $9,999.99
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Business banking rates

Take advantage of competitive rates with yields that can help you earn more and grow your savings.

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Checking

Small Business Checking

BalancesAPYx
$25,000 to $49,999.990.50%
$10,000 to $24,999.99
0.50%
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Non-Profit Checking

BalancesAPYx
1.25%
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Business Interest Checking

BalancesAPYx
$1,000,000 and up0.55%
$500,000 - $999,999.99
$100,000 - $249,999.99
$50,000 - $99,999.990.55%
0.55%
0.55%
0.55%
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Business Analysis℠ Checking

EARNINGS CREDIT RATEELIGIBLE ACCOUNT BALANCE
90%
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Money market

Annual Percentage Yields (APYs) are accurate as of 06/27/2025.

Business Money Market

BalancesAPYx
$1,000,000 - $9,999,999.99
$250,000 - $499,999.991.85%
$100,000 - $249,999.99
$50,000 - $99,999.991.35%
1.35%
1.35%
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CDs

Annual Percentage Yields (APYs) are accurate as of 06/27/2025.

Business CDs

TermAPYx
2.45%
9 month
1 year
2.10%
2.20%
2.30%
3 year2.40%
2.50%
5 year
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Business CDARS® CDs

TermFunding Limit*APYx
3.75%
2 year1.95%
3 year$0.5M

*Funding limits above are per depositor, per term, per week, with an overall CDARS CD funding limit of $50M.x

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Currency account rates

With many of our WorldCurrency® accounts, you get the opportunity to earn interest in your chosen currency or CD basket. These products are available to personal or business banking clients.

Cash Management Account

EverBank Performance℠ Cash Management Account

BalancesAPYx
$100,000 and up0.25%
$50,000 to $99,999.99
0.25%
$10,000 to $24,999.99
0.25%

WorldCurrency Access® Deposit Accounts

Annual Percentage Yields (APYs) on our WorldCurrency Access Deposit Accounts are variable. All APYs and Monthly Maintenance Fees are accurate as of 06/06/2025.x

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Australian dollar

BalancesAPY
Balance Up To: 14,300
Balance Up To: 35,700
Balance Up To: 71,400
Balance Up To: 142,8000.00%
Balance Over: 142,800

Brazilian realx

BalancesAPY
0.00%
Balance Up To: 405,000

British pound

BalancesAPY
Balance Up To: 6,8000.00%
Balance Up To: 17,100
0.00%
0.00%

Canadian dollar

BalancesAPY
Balance Up To: 14,000
Balance Over: 140,000

Chinese yuan

BalancesAPY
Balance Up To: 65,6000.00%
0.00%
0.00%
Balance Up To: 656,0000.00%

Czech koruna

BalancesAPY
Balance Up To: 248,0000.00%
Balance Up To: 1,240,0000.00%
Balance Over: 2,480,0000.00%

Danish krone

BalancesAPY
0.00%

Euro

BalancesAPY
Balance Up To: 23,100

Hong Kong dollar

BalancesAPY
Balance Up To: 193,0000.00%
Balance Up To: 581,000

Hungarian forint

BalancesAPY
0.00%
Balance Up To: 6,500,000
0.00%
0.00%
0.00%

Indian rupeex

BalancesAPY
0.00%
Balance Over: 6,695,0000.00%

Japanese yen

BalancesAPY
Balance Up To: 1,176,0000.00%
Balance Up To: 5,850,0000.00%
Balance Up To: 11,760,000
0.00%

*This account accrues a 0.25% monthly maintenance fee (3% annually).x

Mexican peso

BalancesAPY
0.00%
0.00%
Balance Up To: 885,500
Balance Over: 1,771,0000.00%

New Zealand dollar

BalancesAPY
Balance Up To: 78,700
Balance Up To: 151,5000.00%
0.00%

Norwegian krone

BalancesAPY
Balance Up To: 89,0000.00%
0.00%
Balance Up To: 445,0000.00%
Balance Up To: 850,0000.00%
Balance Over: 850,0000.00%

Polish zloty

BalancesAPY
Balance Up To: 99,500
0.00%
Balance Up To: 398,0000.00%
Balance Over: 398,0000.00%

Singapore dollar

BalancesAPY
Balance Up To: 14,300
0.00%
Balance Up To: 143,0000.00%
Balance Over: 143,000

South African rand

BalancesAPY
0.00%
Balance Up To: 1,603,000
Balance Over: 1,603,000

Swedish krona

BalancesAPY
Balance Up To: 213,200
0.00%

Swiss franc

BalancesAPY
Balance Up To: 9,900
Balance Up To: 24,700
Balance Up To: 49,500
Balance Up To: 99,0000.00%
Balance Over: 99,0000.00%

U.S. dollar

BalancesAPY
0.25%
0.25%

WorldCurrency® CDs

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Australian dollar

TERMAPY
1.76%

Brazilian realx

TERMAPY

British pound

TERMAPY

Canadian dollar

TERMAPY

Chinese yuan

BalancesAPY
0.00%

Czech koruna

BalancesAPY
3 month

Danish krone

TERMAPY
3 month

Euro

TERMAPY
3 month0.10%

Hong Kong dollar

TERMAPY
3 month

Hungarian forint

TERMAPY
3 month

Indian rupeex

TERMAPY
3 month

Mexican peso

TERMAPY
3 month

New Zealand dollar

TERMAPY
3 month1.51%

Norwegian krone

TERMAPY

Polish zloty

TERMAPY
3.03%

Singapore dollar

TERMAPY

South African rand

TERMAPY

Swedish krona

TERMAPY

Swiss franc

TERMAPY
0.00%

WorldCurrency® CD Baskets

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Balanced Debt®x

TERMAPY

Australian dollar (20%), Brazilian real (20%), Norwegian krone (20%), Singapore dollar (20%), Swiss franc (20%)

Commodity

TERMAPY
3 month2.02%

Australian dollar (25%), Canadian dollar (25%), New Zealand dollar (25%), South African rand (25%)

Euro Trax®

TERMAPY
3 month0.50%

Euro (40%), Norwegian krone (20%), Swedish krona (20%), Swiss franc (20%)

Global High Yieldx

TERMAPY
6.66%

Brazilian real (25%), Indian rupee (25%), Mexican peso (25%), South African rand (25%)

Global Power Shift ®x

TERMAPY
3.29%

Australian dollar (25%), Brazilian real (25%), Canadian dollar (25%), Norwegian krone (25%)

New World Energy℠

TERMAPY
3 month

Australian dollar (33.3%), Canadian dollar (33.3%), Norwegian krone (33.3%)

Pan-Asian℠

TERMAPY

Australian dollar (40%), Hong Kong dollar (20%), Japanese yen (20%), Singapore dollar (20%)

Prudent Central Bank

TERMAPY
3 month

Australian dollar (25%), British pound (25%), Euro (25%), New Zealand dollar (25%)

Ultra Resource®

TERMAPY

Australian dollar (16.7%), Canadian dollar (16.7%), Hong Kong dollar (16.7%), New Zealand dollar (16.7%), Norwegian krone (16.7%), Singapore dollar (16.7%)

Viking®

TERMAPY
3 month0.75%

Danish krone (30%), Norwegian krone (40%), Swedish krona (30%)

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Routing Numbers

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Leaving EverBank.com

We’ve partnered with Elan Financial Services as issuer and creditor of EverBank credit cards

By selecting continue, you will leave everbank.com to visit a website operated by Elan. We are not responsible for its content, security or availability.

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