Currency account rates

Take your portfolio beyond the dollar

With many of our WorldCurrency® accounts, you get the opportunity to earn interest in your chosen currency or CD basket. These products are available to personal or business banking clients.

Cash Management Account

Annual Percentage Yields (APYs) are accurate as of 10/10/2025.

EverBank Performance® Cash Management Account

BalancesAPYx
$100,000 and up0.25%
$50,000 to $99,999.990.25%
$25,000 to $49,999.990.25%
$10,000 to $24,999.990.25%
$0 to $9,999.990.25%

WorldCurrency® CDs

Australian dollar

TERMAPY
3 month1.51%

Brazilian realx

TERMAPY
3 month10.92%

British pound

TERMAPY
3 month2.02%

Canadian dollar

TERMAPY
3 month0.25%

Chinese yuan

BalancesAPY
3 month0.00%

Czech koruna

BalancesAPY
3 month1.00%

Danish krone

TERMAPY
3 month0.00%

Euro

TERMAPY
3 month0.10%

Hong Kong dollar

TERMAPY
3 month1.00%

Hungarian forint

TERMAPY
3 month4.06%

Indian rupeex

TERMAPY
3 month4.32%

Mexican peso

TERMAPY
3 month6.14%

New Zealand dollar

TERMAPY
3 month1.00%

Norwegian krone

TERMAPY
3 month2.02%

Polish zloty

TERMAPY
3 month2.78%

Singapore dollar

TERMAPY
3 month0.10%

South African rand

TERMAPY
3 month4.84%

Swedish krona

TERMAPY
3 month0.10%

Swiss franc

TERMAPY
3 month0.00%

WorldCurrency® CD Baskets

Balanced Debt®x

TERMAPY
3 month2.78%

Australian dollar (20%), Brazilian real (20%), Norwegian krone (20%), Singapore dollar (20%), Swiss franc (20%)

Commodity

TERMAPY
3 month1.76%

Australian dollar (25%), Canadian dollar (25%), New Zealand dollar (25%), South African rand (25%)

Euro Trax®

TERMAPY
3 month0.25%

Euro (40%), Norwegian krone (20%), Swedish krona (20%), Swiss franc (20%)

Global High Yieldx

TERMAPY
3 month6.40%

Brazilian real (25%), Indian rupee (25%), Mexican peso (25%), South African rand (25%)

Global Power Shift ®x

TERMAPY
3 month3.55%

Australian dollar (25%), Brazilian real (25%), Canadian dollar (25%), Norwegian krone (25%)

New World Energy℠

TERMAPY
3 month1.26%

Australian dollar (33.3%), Canadian dollar (33.3%), Norwegian krone (33.3%)

Pan-Asian℠

TERMAPY
3 month0.50%

Australian dollar (40%), Hong Kong dollar (20%), Japanese yen (20%), Singapore dollar (20%)

Prudent Central Bank

TERMAPY
3 month1.00%

Australian dollar (25%), British pound (25%), Euro (25%), New Zealand dollar (25%)

Ultra Resource®

TERMAPY
3 month0.75%

Australian dollar (16.7%), Canadian dollar (16.7%), Hong Kong dollar (16.7%), New Zealand dollar (16.7%), Norwegian krone (16.7%), Singapore dollar (16.7%)

Viking®

TERMAPY
3 month0.75%

Danish krone (30%), Norwegian krone (40%), Swedish krona (30%)

WorldCurrency Access® Deposit Accounts

Annual Percentage Yields (APYs) on our WorldCurrency Access Deposit Accounts are variable. All APYs and Monthly Maintenance Fees are accurate as of 10/03/2025.x

Australian dollar

BalancesAPY
Balance Up To: 14,3000.00%
Balance Up To: 35,7000.00%
Balance Up To: 71,4000.00%
Balance Up To: 142,8000.00%
Balance Over: 142,8000.00%

Brazilian realx

BalancesAPY
Balance Up To: 40,5000.00%
Balance Up To: 101,2000.00%
Balance Up To: 202,5000.00%
Balance Up To: 405,0000.00%
Balance Over: 405,0000.00%

British pound

BalancesAPY
Balance Up To: 6,8000.00%
Balance Up To: 17,1000.00%
Balance Up To: 34,2000.00%
Balance Up To: 68,4000.00%
Balance Over: 68,4000.00%

Canadian dollar

BalancesAPY
Balance Up To: 14,0000.00%
Balance Up To: 35,0000.00%
Balance Up To: 70,0000.00%
Balance Up To: 140,0000.00%
Balance Over: 140,0000.00%

Chinese yuan

BalancesAPY
Balance Up To: 65,6000.00%
Balance Up To: 164,0000.00%
Balance Up To: 328,0000.00%
Balance Up To: 656,0000.00%
Balance Up To: 656,0000.00%

Czech koruna

BalancesAPY
Balance Up To: 248,0000.00%
Balance Up To: 620,0000.00%
Balance Up To: 1,240,0000.00%
Balance Up To: 2,480,0000.00%
Balance Over: 2,480,0000.00%

Danish krone

BalancesAPY
Balance Up To: 68,4000.00%
Balance Up To: 171,0000.00%
Balance Up To: 342,0000.00%
Balance Up To: 684,0000.00%
Balance Over: 684,0000.00%

Euro

BalancesAPY
Balance Up To: 9,2000.00%
Balance Up To: 23,1000.00%
Balance Up To: 46,3000.00%
Balance Up To: 92,5000.00%
Balance Over: 92,5000.00%

Hong Kong dollar

BalancesAPY
Balance Up To: 77,5000.00%
Balance Up To: 193,0000.00%
Balance Up To: 387,0000.00%
Balance Up To: 581,0000.00%
Balance Over: 581,0000.00%

Hungarian forint

BalancesAPY
Balance Up To: 2,500,0000.00%
Balance Up To: 6,500,0000.00%
Balance Up To: 14,000,0000.00%
Balance Up To: 26,000,0000.00%
Balance Over: 26,000,0000.00%

Indian rupeex

BalancesAPY
Balance Up To: 669,5000.00%
Balance Up To: 1,673,7000.00%
Balance Up To: 3,347,5000.00%
Balance Up To: 6,695,0000.00%
Balance Over: 6,695,0000.00%

Japanese yen

BalancesAPY
Balance Up To: 1,176,0000.00%
Balance Up To: 2,940,0000.00%
Balance Up To: 5,850,0000.00%
Balance Up To: 11,760,0000.00%
Balance Over: 11,760,0000.00%

*This account accrues a 0.25% monthly maintenance fee (3% annually).x

Mexican peso

BalancesAPY
Balance Up To: 177,1000.00%
Balance Up To: 442,7000.00%
Balance Up To: 885,5000.00%
Balance Up To: 1,771,0000.00%
Balance Over: 1,771,0000.00%

New Zealand dollar

BalancesAPY
Balance Up To: 15,1000.00%
Balance Up To: 37,8000.00%
Balance Up To: 78,7000.00%
Balance Up To: 151,5000.00%
Balance Over: 151,5000.00%

Norwegian krone

BalancesAPY
Balance Up To: 89,0000.00%
Balance Up To: 222,5000.00%
Balance Up To: 445,0000.00%
Balance Up To: 850,0000.00%
Balance Over: 850,0000.00%

Polish zloty

BalancesAPY
Balance Up to: 39,8000.00%
Balance Up To: 99,5000.00%
Balance Up To: 199,0000.00%
Balance Up To: 398,0000.00%
Balance Over: 398,0000.00%

Singapore dollar

BalancesAPY
Balance Up To: 14,3000.00%
Balance Up To: 35,7000.00%
Balance Up To: 71,5000.00%
Balance Up To: 143,0000.00%
Balance Over: 143,0000.00%

South African rand

BalancesAPY
Balance Up To: 160,3000.00%
Balance Up To: 400,7000.00%
Balance Up To: 801,5000.00%
Balance Up To: 1,603,0000.00%
Balance Over: 1,603,0000.00%

Swedish krona

BalancesAPY
Balance Up To: 85,0000.00%
Balance Up To: 213,2000.00%
Balance Up To: 426,0000.00%
Balance Up To: 850,7000.00%
Balance Over: 850,7000.00%

Swiss franc

BalancesAPY
Balance Up To: 9,9000.00%
Balance Up To: 24,7000.00%
Balance Up To: 49,5000.00%
Balance Up To: 99,0000.00%
Balance Over: 99,0000.00%

U.S. dollar

BalancesAPY
Balance Up To: 9,999.990.25%
Balance Up To: 24,999.990.25%
Balance Up To: 49,999.990.25%
Balance Up To: 99,999.990.25%
Balance Over: 100,000.000.25%

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Routing Numbers

ACH: 063092110
Wire transfer: 063000225

How to start investing

  1. Open your cash account

    Apply online to open your new EverBank Performance® Cash Management Account. You'll use this companion cash account to fund investments and hold reserve funds.

  2. Fund your account

    Send an opening deposit to your new cash management account by online transfer, wire or mail.

  3. Choose your investments

    After your cash management account has been funded, you can choose your investments through your World Markets account in Online Banking. Use the "Open account" feature.

    Alternatively, you can select products over the phone with a World Markets expert. We reach out to new account holders within 2 business days.

We’ve partnered with Elan Financial Services as issuer and creditor of EverBank credit cards

By selecting continue, you will leave everbank.com to visit a website operated by Elan. We are not responsible for its content, security or availability.

We’ve partnered with Elan Financial Services as issuer and creditor of EverBank credit cards

By selecting continue, you will leave everbank.com to visit a website operated by Elan. We are not responsible for its content, security or availability.