Banking Rates

Which account is earning your interest?

Expand your money's potential yield with our unrivaled rate offering. Browse our Yield Pledge® accounts for yields in the top 5% of Competitive Accounts1 and our highly competitive credit card interest rate.

All interest rates and Annual Percentage Yields (APYs) are accurate as of 9/30/2016 12:00:00 AM.

Our Accounts

Yield Pledge Checking >

Balances 1-yr Intro APY* Ongoing APY*
$100,000 - $10,000,000 1.11% - 0.63% 0.61%
$50,000 - $99,999.99 1.11% 0.51%
$25,000 - $49,999.99 1.11% 0.41%
$10,000 - $24,999.99 1.11% 0.36%
$0 - $9,999.99 1.11% 0.25%

* First year APYs reflect a 1-year introductory rate available to first-time checking clients on balances up to $250,000. Ongoing APYs otherwise apply.2

Yield Pledge Money Market >

Balances 1-yr Intro APY* Ongoing APY*
$0 - $250,000 1.11% 0.61%
$250,000.01 - $10,000,000 1.11% - 0.63% 0.61%

* First year APYs reflect a 1-year introductory rate available to first-time money market clients on balances up to $250,000. Ongoing APYs otherwise apply.3

Yield Pledge CD >

Term* Interest Rate4 APY4
3 month 0.69% 0.69%
6 month 0.85% 0.85%
9 month 0.96% 0.96%
1 year 1.20% 1.21%
1.5 year 1.35% 1.36%
2 year 1.40% 1.41%
2.5 year 1.45% 1.46%
3 year 1.55% 1.56%
4 year 1.65% 1.66%
5 year 1.79% 1.81%

* Interest rates and APYs shown for balances up to $1 million. Call for additional rates.

3-Year LIBOR Index CD >

3-mo LIBOR Rate* Margin Interest Rate5 APY5
0.83% + 0.25% 1.08% 1.09%

* The 3-month LIBOR rate is an annualized rate of return.

Yield Pledge Savings

Balances Interest Rate6 APY6
All balances 0.61% 0.61%

Basic Savings

Balances Interest Rate7 APY7
All balances 0.51% 0.51%

Basic Checking

Balances Interest Rate8 APY8
All balances 0.00% 0.00%

Credit Card

EverCard® Visa Platinum® Credit Card >

Usage APR9
Purchases 10.25%
Cash advances 19.25%

Important Disclosures >i


CDARS® Service

CDARS Service >

Term Interest Rate10 APY10 Funding Limit*
3 month 0.55% 0.55% $12.5M
6 month 0.63% 0.63% $12.5M
1 year 0.72% 0.72% $12.5M
2 year 0.91% 0.91% $2.5M
3 year 0.92% 0.92% $1M

*Interest Rates and APYs available for balances up to $5 million


Overdraft Line of Credit

Annual Percentage Rate (APR) for Cash Advance 9.40%
This APR will vary with the market based on the Prime Rate.
Paying Interest You will be charged interest on each advance from the transaction date.

Rates, Fees & Other Disclosures >