Banking Rates

Which account is earning your interest?

When we say we have your best financial interest in mind, we mean it. Visit here anytime to see what you could be earning on our expansive account offering.

All interest rates and Annual Percentage Yields (APYs) are accurate as of 12/2/2016 12:00:00 AM.

High Yield Accounts

Yield Pledge® Checking >

1.11%
1-YEAR INTRO APY
ON BALANCES UP TO $250K*
1-YEAR INTRO APY ON BALANCES UP TO $250K*
Balances Ongoing APY*
$100,000 - $10,000,000 0.61%
$50,000 - $99,999.99 0.51%
$25,000 - $49,999.99 0.41%
$10,000 - $24,999.99 0.36%
$0 - $9,999.99 0.25%

* First year APY reflects a 1-year introductory rate available to first-time checking clients on balances up to $250,000. Ongoing APYs otherwise apply.1

Yield Pledge Money Market >

1.11%
1-YEAR INTRO APY
ON BALANCES UP TO $250K*
1-YEAR INTRO APY ON BALANCES UP TO $250K*
Balances Ongoing APY*
All balance tiers 0.61%

* First year APY reflects a 1-year introductory rate available to first-time money market clients on balances up to $250,000. Ongoing APYs otherwise apply.2

Yield Pledge CD >

Term APY*
3 month 0.72%
6 month 0.85%
9 month 0.95%
1 year 1.21%
1.5 year 1.40%
2 year 1.52%
2.5 year 1.45%
3 year 1.65%
4 year 1.81%
5 year 2.05%

* APYs shown for balances up to $1 million. Call for additional rates.3

Yield Pledge Savings*

Balances APY4
All balances 0.61%

* This account is no longer available.


Basic Accounts

Basic Checking >

Balances APY5
All balances 0.00%

Basic Savings >

Balances APY6
All balances 0.51%

Basic CD >

Term APY*
3 month 0.62%
6 month 0.75%
9 month 0.85%
1 year 1.10%
1.5 year 1.31%
2 year 1.42%
2.5 year 1.35%
3 year 1.55%
4 year 1.71%
5 year 1.95%

* APYs shown for balances up to $1 million. Call for additional rates.7


Specialty Accounts

3.5-Year Bump Rate CD >

Balances APY3
Up to $250,000 1.65%

CDARS® Service >

Term APY* Funding Limit*
3 month 0.58% $12.5M
6 month 0.72% $12.5M
1 year 0.87% $12.5M
2 year 1.15% $2.5M
3 year 1.27% $1M

* APYs available for balances up to $5 million.8

3-Year LIBOR Index CD >

3-mo LIBOR Rate* Margin Interest Rate* APY*
0.93% + 0.25% 1.18% 1.19%

* The 3-month LIBOR rate is an annualized rate of return.9


Credit Card

EverCard® Visa Platinum® Credit Card >

Usage APR10
Purchases 10.25%
Cash advances 19.25%

Important Disclosures >i


Overdraft Line of Credit

Annual Percentage Rate (APR) for Cash Advance 9.40%
This APR will vary with the market based on the Prime Rate.
Paying Interest You will be charged interest on each advance from the transaction date.

Rates, Fees & Other Disclosures >