Banking Rates

Which account is earning your interest?

Expand your money's potential with our unrivaled rate offering. Browse our Yield Pledge® accounts for rates in the top 5% of Competitive Accounts1 and our highly competitive credit card rate.

All interest rates and Annual Percentage Yields (APYs) are accurate as of 4/11/2014 12:00:00 AM.

Our Accounts

Yield Pledge Checking >

First-time Checking Client2
Balances Bonus* 1st-yr APY
$0 - $9,999 1.10% 0.70%
$10,000 - $24,999 1.10% 0.76%
$25,000 - $49,999 1.10% 0.78%
$50,000 - $99,999 1.10% 0.83%
$100,000 - $10,000,000 * 0.86% - 0.61%

* Earn bonus rate on balances up to $100K for first 6 months

Ongoing Rates2
Balances Rate APY
$0 - $9,999 0.30% 0.30%
$10,000 - $24,999 0.41% 0.41%
$25,000 - $49,999 0.46% 0.46%
$50,000 - $99,999 0.56% 0.56%
$100,000 - $10,000,000 0.61% 0.61%

Yield Pledge Money Market >

First-time Money Market Client3
Balances Bonus* 1st-yr APY
$0 - $50,000 1.10% 0.86%
$50,001 - $10,000,000 * 0.86% - 0.61%

* Earn bonus rate on balances up to $50K for first 6 months

Ongoing Rates3
Balances Rate APY
$0 - $10,000,000 0.61% 0.61%

Yield Pledge CD >

Term Rate4 APY4
3 month 0.33% 0.33%
6 month 0.35% 0.35%
9 month 0.35% 0.35%
1 year 0.70% 0.70%
1.5 year 0.70% 0.70%
2 year 0.90% 0.90%
2.5 year 1.00% 1.01%
3 year 1.28% 1.29%
4 year 1.72% 1.73%
5 year 2.22% 2.24%

Yield Pledge Savings

Balances Rate5 APY5
All balances 0.61% 0.61%

Basic Savings

Balances Rate6 APY6
All balances 0.51% 0.51%

Basic Checking

Balances Rate7 APY7
All balances 0.00% 0.00%

Credit Card

EverCard® Visa Platinum® Credit Card >

Usage APR8
Purchases 10.00%
Cash advances 19.00%

Important Disclosures >i


CDARS® Service

CDARS Service >

Term Rate9 APY9 Funding Limit*
3 month 0.20% 0.20% $12.5M
6 month 0.21% 0.21% $12.5M
1 year 0.24% 0.24% $12.5M
2 year 0.56% 0.56% $2.5M
3 year 1.10% 1.11% $1M

*Rates available for balances up to $5 million


Overdraft Line of Credit

Annual Percentage Rate (APR) for Cash Advance 9.15%
This APR will vary with the market based on the Prime Rate.
Paying Interest You will be charged interest on each advance from the transaction date.

Rates, Fees & Other Disclosures >