Banking Rates

Which account is earning your interest?

Expand your money's potential yield with our unrivaled rate offering. Browse our Yield Pledge® accounts for yields in the top 5% of Competitive Accounts1 and our highly competitive credit card interest rate.

All interest rates and Annual Percentage Yields (APYs) are accurate as of 3/6/2015 12:00:00 AM.

Our Accounts

Yield Pledge Checking >

First-time Checking Client2
Balances Bonus Interest Rate* 1st-yr APY
$0 - $9,999.99 1.40% 0.85%
$10,000 - $24,999.99 1.40% 0.91%
$25,000 - $49,999.99 1.40% 0.93%
$50,000 - $99,999.99 1.40% 0.98%
$100,000 - $10,000,000 * 1.01% - 0.62%

*Bonus Interest Rate applies to the first $100,000 for the first 6 months. The ongoing interest rates and APYs apply to all balances of $100,000.01 or more, and to all balances after 6 months.

Ongoing Interest Rates2
Balances Interest Rate APY
$0 - $9,999.99 0.30% 0.30%
$10,000 - $24,999.99 0.41% 0.41%
$25,000 - $49,999.99 0.46% 0.46%
$50,000 - $99,999.99 0.56% 0.56%
$100,000 - $10,000,000 0.61% 0.61%

Yield Pledge Money Market >

First-time Money Market Client3
Balances Bonus Interest Rate* 1st-yr APY
$0 - $50,000 1.40% 1.01%
$50,000.01 - $10,000,000 * 1.01% - 0.61%

*Bonus Interest Rate applies to the first $50,000 for the first 6 months. The ongoing interest rates and APYs apply to all balances of $50,000.01 or more, and to all balances after 6 months.

Ongoing Interest Rates3
Balances Interest Rate APY
$0 - $10,000,000 0.61% 0.61%

Yield Pledge CD >

Term* Interest Rate4 APY4
3 month 0.31% 0.31%
6 month 0.51% 0.51%
9 month 0.68% 0.68%
1 year 0.85% 0.85%
1.5 year 0.99% 0.99%
2 year 1.11% 1.12%
2.5 year 1.30% 1.31%
3 year 1.49% 1.50%
4 year 1.85% 1.87%
5 year 2.21% 2.23%

* Interest rates and APYs shown for balances up to $1 million. Call for additional rates.

Yield Pledge Savings

Balances Interest Rate5 APY5
All balances 0.61% 0.61%

Basic Savings

Balances Interest Rate6 APY6
All balances 0.51% 0.51%

Basic Checking

Balances Interest Rate7 APY7
All balances 0.00% 0.00%

Credit Card

EverCard® Visa Platinum® Credit Card >

Usage APR8
Purchases 10.00%
Cash advances 19.00%

Important Disclosures >i


CDARS® Service

CDARS Service >

Term Interest Rate9 APY9 Funding Limit*
3 month 0.18% 0.18% $12.5M
6 month 0.26% 0.26% $12.5M
1 year 0.43% 0.43% $12.5M
2 year 0.91% 0.91% $2.5M
3 year 1.33% 1.34% $1M

*Interest Rates and APYs available for balances up to $5 million


Overdraft Line of Credit

Annual Percentage Rate (APR) for Cash Advance 9.15%
This APR will vary with the market based on the Prime Rate.
Paying Interest You will be charged interest on each advance from the transaction date.

Rates, Fees & Other Disclosures >