Precious Metals Overview

Enrich your portfolio with precious metals

We offer the accounts, the metals and the expertise for a sharper financial portfolio. Since every investor is different, we offer a range of ways to diversify in non-FDIC-insured precious metals.1 From many of the most popular and sought-after coins to our more affordable unallocated option, we’ve got the right metals answer for you.

Key features

  • Get our 1% pricing advantageHere, you’ll be able to purchase metals at a price that’s no more than 1% over the prices available to us.2
  • Choose from gold, silver, platinum and palladium 
  • Automatic purchase plans available3
  • Storage and delivery options available for coins (fees apply)

Account finder

Match your goals to our solutions

  • Coins

    Do you appreciate the intrinsic worth of precious metals? Are you looking for a possible hedge against inflation and periods of world or economic instability? Access many of today’s most popular coins for less than 1% over the price available to us,2 and own a tangible asset of value.

    Learn more
  • Unallocated metals

    Do you want to invest in metals without buying actual coins? With our unallocated metals solution, you can do just that. As a result, you can bypass all storage or delivery fees while still reaping the rewards of potential increases in metals prices.

    Learn more
  • Automatic purchase plan

    Troubled by the idea of trying to time your metals purchase based on current market conditions? For as little as $100 per month, you can start investing in unallocated metals gradually, at your own pace.3

    Learn more
Minimum to open$7,500$5,000 or $100/mo.
Gold, silver, platinum and palladium
Purchase plan available3
Storage and delivery options (fees apply)
No annual account fee
IRA-eligible options

How we’re different

Invest with confidence

We back our smart, simple and cost-effective solutions for expanding your portfolio with a combination of assurances you’re unlikely to find anywhere else.

Diversify your way

Because every investor is different, including their tolerance for risk, we offer a host of ways to achieve your investment needs and goals.

Turn to a trusted source

Take advantage of the unique opportunity to create a more diverse portfolio through a bank that’s backed by a long history of strength, stability and being there for its clients.

Access to our experts

Let our expertise in the global markets work to your advantage. From day 1, our World Markets experts will be here for you with timely insights and dedicated support.

Frequently asked questions

Metals Select accounts are not deposit accounts; therefore, they are not FDIC-insured.

Invest today

Build your portfolio to perform

Don’t miss out on a market opportunity. Unlock potential today with precious metals.

Information to keep in mind

  1. Metals Select® products:

    Are Not FDIC Insured
    Are Not Bank or Government Guaranteed
    Are Not Deposits
    May Lose Value


    Purchasing or owning metals involves degrees of risk that make them unsuitable for certain individuals. You should carefully consider the suitability of such metals before making any decision. Metals Select transactions will not occur until your account is approved and sufficient funds are available. Please refer to the Specific Terms - Metals Select Accounts section in the Account Terms, Disclosures and Agreements Booklet for additional information.

  2. When selling or purchasing metals to or from you, we will offer a Customer Price that is within 1% of the Wholesale Price. The Wholesale Price is the price at which we determine we are able to buy or sell metals at a specific point in time. Exceptions may occur if we agree in our sole discretion to lock in your price before the transaction. The Wholesale Price is determined by us on a transaction-by-transaction basis and varies with the applicable wholesale trading market. Wholesale Prices are not published or publicly available. For more information about our precious metals pricing, please see the Specific Terms - Metals Select® Accounts section in the Account Terms, Disclosures and Agreements Booklet.

  3. We reserve the right to terminate the Automatic Purchase Plan or your involvement in the Automatic Purchase Plan at any time, for any reason, including but not limited to overdrafts of your companion cash management account.


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