- Navigate To
- Getting Started
- Login Help
- Account Information
- Statements & Documents
- Card Help
- Manage CDs
- LoanCare
Set up or manage overdraft protection
With overdraft protection, EverBank can transfer money from a linked account to your checking account when your balance runs low. This helps ensure essential payments—like bills or purchases—go through smoothly, reducing stress and providing a financial safety net.
Benefits of overdraft protection
Avoid insufficient funds
Linking a checking, money market or savings account helps you prevent declined transactions.
Gain peace of mind
Knowing you have a source account ready for an account shortage keeps you prepared for the unexpected.
Maintain control
You decide which source account backs up your primary checking account.
How to set up overdraft protection
Use online banking to set up your coverage.
Step 1: Log in to your account
Access online banking from everbank.com.
Step 2: Navigate to account services
Step 3: Access the setup form
Click the Overdraft Protection tab. You may need to verify your identity with a one-time passcode.
Step 4: Link an account
Use the Set Up button to select a source account to link to your checking account.
Quick answers
What is a source account?
A source account is the eligible EverBank checking, money market or savings account you link to fund overdrafts on your primary checking account.
Can I use any account as a backup?
Most deposit accounts are eligible, but IRAs, WorldCurrency® accounts, and Metals Select® accounts cannot be used.
Is there a fee for an automated transfer?
There is no fee for an overdraft automated transfer from your linked EverBank account.
Where can I find more details?
We’re here for you
If you still need help or can’t find what you’re looking for here, contact us today.
Search for a fee-free ATM near you
Access your money any time by visiting one of our more than 80,000 fee-free ATMs nationwide.x
Find forms and applications
Manage your existing account or open a new one using a downloadable form from our library.
Tooltip
Tooltip content